Skripsi
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI FINANCIAL INCLUSION DI NEGARA EMERGING MARKET G20
This research aims to find out what factors influence financial inclusion. Economic growth, exchange rate, population density, and age dependency ratio are independent variables for financial inclusion, which is expressed through the financial inclusion index. The data used is secondary data in the form of panel data for 2005-2022. The scope of the research is 7 emerging market countries that are members of the G20, namely South Africa, Argentina, Brazil, India, Indonesia, Mexico, and Turkey. This research uses a panel data regression model with the Fixed Effect Model (FEM). The research results show that economic growth, exchange rates, population density, and age dependency ratio positively and significantly influence financial inclusion. Based on these results, the Emerging Market G20 government needs to be able to optimize financial inclusion as a means of achieving economic prosperity, sustainable growth, and reducing social inequality through a holistic and integrated approach. In addition, the government needs to consider the complex interactions between economic growth, exchange rates, population density, and age dependency ratios in designing holistic and effective policies to support the development of the financial sector in the G20 Emerging Market.
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