Skripsi

DAMPAK IMPLEMENTASI DIGITAL BANKING TERHADAP INKLUSI KEUANGAN DI INDONESIA

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This study aims to determine the effect of digital banking on financial inclusion in Indonesia using the Error Correction Model (ECM) method. The secondary data used in this study were obtained from Bank Indonesia (BI) publications. By using monthly data for the period 2020–2023. The results of this study reveal that in the short term, digital banking variables, namely ATMs, mobile banking, internet banking, EDC, and e-money, have no significant effect on financial inclusion indicators, namely deposits and bank loans. In the long term, digital banking variables have a significant effect on bank deposits. Digital banking variables, namely ATMs, mobile banking, internet banking, and EDC, do not have a significant effect on bank credit, but e-money has a significant effect on bank credit. Keywords : ATM, Mobile Banking, Internet Banking, EDC, E-money DPK, Credit

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Detail Information

Series Title

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Call Number

T1513752024

Publisher

Indralaya : Prodi Ekonomi Pembangunan, Fakultas Ekonomi Universitas Sriwijaya., 2024

Collation

xiv, 76 hlm.; ilus.; 29 cm

Language

Indonesia

ISBN/ISSN

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Classification

332.170 285 07

Content Type

Text

Media Type

unmediated

Carrier Type

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Edition

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Subject(s)

Mobile Banking
Prodi Ekonomi Pembangunan

Specific Detail Info

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Statement of Responsibility

KA

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