Skripsi
DETERMINAN LIKUIDITAS DI BANK UMUM SYARIAH INDONESIA
This study aims to determine the effect of capital adequancy ratio, non-performing finance, return on asset, finance, operating expenses, operating income on financing to deposit ratio (Liquidity) in Sharia Commercial Banks for the period of 2018 – 2023. This study uses a quantitative approach and data analysis using panel data regression analysis with the best model being the Fixed Effect Model. The results of the study show that simultaneously capital adequancy ratio, non-performing finance, return on asset, finance, operational expenses and operating income have an effect on the financing to deposit ratio. Partially, it shows that the capital adequancy ratio, return on assets, finance, and operating expenses of operating income have an effect on the financing to deposit ratio, while non-performing finance has no effect because in financing banks will still be issued even though non-performing finance has increased. Keywords: Financing To Deposit Ratio, Capital Adequancy Ratio, Non Performing Finance, Return On Asset, Finance, and Operating Expenses Operating Income