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PENGARUH FINANCIAL TECHNOLOGY (FINTECH) TERHADAP PENDAPATAN UMKM DI KECAMATAN TUGUMULYO

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This study aims to determine the effect of financial technology (fintech), particularly P2P Lending and QRIS services, on the income of Micro, Small, and Medium Enterprises (MSMEs) in Tugumulyo District. A quantitative approach was used with primary data obtained from 70 MSME respondents through questionnaires. Data analysis was conducted using multiple linear regression analysis, including validity and reliability tests, classical assumption tests, as well as partial (t-test) and simultaneous (F-test) tests. The research results indicate that, partially, both P2P Lending and QRIS have a significant impact on MSME income. Simultaneously, both fintech variables also collectively have a significant impact on increasing MSME income. This suggests that the utilization of fintech services can support economic growth for businesses in Tugumulyo District.

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Detail Information

Series Title

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Call Number

T1840722025

Publisher

Indralaya : Prodi Ekonomi Manajemen, Fakultas Ekonomi Universitas Sriwijaya., 2025

Collation

xvi, 81 hlm.; ilus.; tab.; 29 cm.

Language

Indonesia

ISBN/ISSN

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Classification

658.1507

Content Type

Text

Media Type

unmediated

Carrier Type

other (computer)

Edition

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Subject(s)

Manajemen keuangan
Prodi Ekonomi Manajemen

Specific Detail Info

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Statement of Responsibility

SEW

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