Skripsi
PROSEDUR PENCATATAN TRANSAKSI TABUNGAN PESIRAH RADEN PADA BANK SUMSEL BABEL KC PRABUMULIH
This final report is entitled "Procedure for Recording Pesirah Raden Savings Transactions at Bank Sumatra Babel KC Prabumulih". The purpose of this writing is to understand the procedures for opening an account, recording deposit transactions, and recording Pesirah Raden Savings withdrawal transactions at Bank Sumsel Babel KC Prabumulih. The preparation method included direct observation during the internship, interviews with bank officers, and documentation of internship data. The results of the observation showed that the account opening procedure was in accordance with the bank's Standard Operating Procedures (SOP) and OJK Regulation Number 12/POJK.03/2021. The process of applying the Know Your Customer (KYC) principle as well as recording the initial deposit with double entry bookkeeping. Recording of automatic deposit transactions via the autodebit core banking system, whether successful or unsuccessful, including interest and withholding of Income Tax Article 4 Paragraph (2) 20% in accordance with Government Regulation Number 123 of 2015. Withdrawal procedures are carried out at maturity or earlier. The calculation of net funds includes the principal of savings + interest - tax, with a penalty of IDR 100,000 for early withdrawals. Overall, the procedure for recording Pesirah Raden Savings at Bank Sumsel Babel KC Prabumulih has been in accordance with operational standards and banking regulations.
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