Skripsi
PENGARUH AKSES KREDIT PRODUKSI DAN KONSUMSI TERHADAP KEBERLANJUTAN USAHATANI KOPI DI DESA LESUNG BATU KECAMATAN LINTANG KANAN KABUPATEN EMPAT LAWANG
This study aims to analyze the household income structure of coffee farmers, identify access to and utilization of production and consumption credit, and examine the dominant factors affecting the sustainability of coffee farming in Lesung Batu Village, Lintang Kanan District, Empat Lawang Regency. The study was conducted using a survey method involving 40 respondents selected through simple random sampling. Lesung Batu Village was chosen as the research location because it is one of the coffee production centers in Empat Lawang Regency, with approximately ±8,714 hectares of coffee plantation area and around 397 coffee-farming households. The results showed that coffee farming remains the main source of household income for farmers, with an average income of IDR30,724,072 per year or 77.93% of the total household income. Income from non-coffee farming activities (on-farm non-coffee and off-farm) contributed 15.87%, while non-agricultural income contributed 6.20%. These findings indicate that coffee farming plays a very important role in supporting the household economy of farmers in the research area. Farmers’ access to production credit was still relatively limited. Out of 40 respondents, only 15 farmers or 37.50% used production credit, while 25 farmers or 62.50% did not use it. Production credit was generally obtained from middlemen, rice mill owners, and relatives, with an average loan amount of IDR432,500 and a 0% interest rate. The credit was mainly used for purchasing fertilizers, pesticides, seeds, transportation costs, and labor wages. Meanwhile, consumption credit was used by 14 respondents or 35.00%, while 26 respondents or 65.00% did not use consumption credit. The average consumption loan was IDR480,000, which was used to fulfill household needs such as food, education, health, and other daily necessities. The factor analysis results indicated that the sustainability of coffee farming was influenced by several variables, including land area, farming income, production costs, coffee production, farming experience, coffee prices, labor, and access to credit. Based on the analysis, three dominant factors affecting the sustainability of coffee farming were identified, namely economic factors, production factors, and social factors. Overall, this study concludes that production and consumption credit play important roles in supporting the sustainability of coffee farming, both directly through the provision of farming capital and indirectly through the fulfillment of household needs.
No other version available