The widespread outbreak of Covid-19 that occurred a few years ago resulted in shocks to various sectors, including the global economy and Indonesia. This led to numerous obstacles affecting economic activities, ultimately disturbing the stability of banking institutions. This research aims to analyze liquidity risk and credit risk on the stability of banks in Indonesia during the Covid-19 pande…
This research aims to test and determine the effectiveness of foreign exchange reserves, financial deepening, and economic growth on exchange rate stability inIndonesia. This research uses an econometric data analysis model, namely a model that states that time series and latitudinal data produce data called data tables, where there are 4 data tables for the variables being analyzed, so that 4 …
Exchange rate volatility is a currency fluctuation that is influenced by the supply and demand for a country's currency. This research aims to analyze the influence of macroeconomic variables on the volatility of the rupiah exchange rate in Indonesia, with observations during January 2011Q1 – December 2022Q4, using the autoregressive distributed lag (ARDL) model to determine the influence of …
The digitalization of Finance has paved the way for fundamental changes in people's access and participation in financial services, with the potential to significantly expand financial inclusion.This study aims to analyze the influence of aspects of financial digitization on financial inclusion in ASEAN countries. The Data used in this study is secondary data in the form of time series data fro…
The Financial Globalization Index is a composite of a country's domestic financial system with external financial markets and institutions. The relationship between the Financial Globalization Index and the index of financial sector development has emerged as a critical phenomenon in the modern global economy. A study aimed to identify a dynamic model of the financial sector development index i…
This research aims to analyze the effect of financial inclusion on financial system stability in BRICS countries. The data used in this research is secondary data in the form of panel data for the 2012-2021 period. The method in this research uses a quantitative approach with panel data regression analysis techniques, namely the Fixed Effect Model (FEM). The variables in this research consist o…
Macroeconomic stability is considered to be one of the most important parts of the country's economic system because economic stability shows the extent to which economic activity can generate additional income or public welfare. In maintaining economic stability, each country has its own policies, one of which is related to the implementation of credit and brings up various new digital innovat…
This research aims to analyze the factors that influence the profitability of large banks in Indonesia. This research uses secondary data in the form of panel data for the quarterly period Q1 2018 – Q4 2021, and uses a sample of five banks with the highest assets (KBMI 1) in Indonesia. The analysis technique in this research uses panel data regression, namely the Fixed Effect Model (FEM). Ret…
This study aims to determine the effect of Non Performing Loans (NPL), Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR) on Return On Equity Banks (ROE) in ASEAN countries. Secondary data is used in the form of a combination of cross sections and time series for the period 2008 - 2022 and covers 6 ASEAN countries. The data obtained comes from the Federal Reserve Economic Data and the …
This research aims to determine the influence of the BI Rate, World Gold Prices, and the Global Stock Index (Dow Jones Index) on the LQ-45 Stock Index. Secondary data is used in the form of a time series for the period August 2013 – May 2023. The data obtained comes from the Indonesia Stock Exchange, Bank Indonesia, Investing, and Yahoo Finance. Descriptive data analysis was carried out based…
THIS STUDY ANALYZES THE INFLUENCE OF BANKING RISK ON BANKING ABILITY IN CHANNELING CREDIT. THIS STUDY USES SECONDARY DATA IN THE FORM OF A TIME SERIES ORIGINATING FROM THE FINANCIAL SERVICES AUTHORITY AND ALSO FROM FINANCIAL REPORTS FROM BANKS BETWEEN 2017 – 2021. THE ANALYSIS TECHNIQUE USED IN THIS RESEARCH IS TO USE A QUANTITATIVE DESCRIPTIVE ANALYSIS TECHNIQUE. THE METHOD USED IS PANEL DAT…
Poverty is still a major problem in the economy of both developing and developed countries. The aim of this research is to analyze the influence of minimum wages, human development index, and unemployment on poverty in ASEAN-8. The data used in this research is secondary data for 2011-2020 sourced from the world bank and UNDP. This research was conducted using panel data regression with Random …
Penelitian ini menganalisis hubungan antara investasi asing, suku bunga terhadap harga saham sektor properti pada 3 negara kawasanASEAN yaitu Indonesia, Malaysia, dan Filipina. Penelitian ini dilakukan menggunakan metode Vector Error Correction Model (VECM) dengan data yang digunakan yaitu bulanan pada tahun 2018 hingga – 2021. Hasil penelitian menunjukkan bahwa suku bunga dan investasi asing…
This study examines and analyzes the influence of institutional factors and monetary policy on financial deepening in ASEAN. This study uses secondary data sourced from the World Governance Indicators and the world bank. The model in this study uses the ordinary least squares with panel data regression analysis technique consisting of Indonesia, Malaysia, Thailand, Philippines, Singapore, Vietn…
The emergence of peer to peer lending as a loan-based financial service platform that operates online raises concerns about the sustainability of banks, especially commercial banks and rural banks that have dominated the credit market. . This research aims to analyze the effect of peer to peer lending on commercial bank credit and rural bank credit in Indonesia, whether the relationship formed …
In early 2022, China drew attention to the successful implementation of its central bank digital currency named e-CNY in domestic and cross-border pilot programs. The Chinese government has banned cryptocurrencies, promoted e-CNY at the Beijing Olympics, and conducted international settlement transactions with four countries in the world through the m-Bridge project. In the midst of geopolitica…
This study analyzes the impact of Loan to Value (LTV) policy along with macroeconomic variables such as Inflation, GDP, and Consumer Loan Interest Rates on the demand for Housing Loans (KPR) in Indonesia, using the Vector Error Correction Model (VECM) method and monthly time series data from 2012 to 2021. The results of the study show that all variables, including Inflation, GDP, Interest Rates…
This research aims to know influence of BI Rate, exchange rate and world oil prices on the stock price index. The data used in this study is secondary data in 2017-2021 monthly data. The analyzed using Ordinary Least Square Method (OLS). The result indicates that BI Rate variable has a positive correlation and has a significant effect on the kompas 100 index, the exchange rate has a negative co…
Judul skripsi “Pertanggungjawaban Pidana Terhadap Pelaku Tindak Pidana Pemilu Dalam Praktik Money Politic (Studi Putusan : Nomor 155/Pid.Sus/2019/Pn.Psp).” Permasalahan dalam skripsi ini dituangkan dalam dua rumusan masalah, yang pada intinya mempertanyakan mengenai pertanggungjawaban pidana dan penerapan teori deelneming terhadap pelaku tindak pidana pemilu dalam praktik money politic deng…
This study empirically analyzes the influence of interest rates, exchange rates, and foreign direct investment on financial stability (bank z-score) in Indonesia. The study utilizes secondary data in the form of time series data spanning a 15-year period from 2007 to 2021. The research employs a multiple linear regression analysis using the Ordinary Least Squares (OLS) method. Interest rates, e…
This study aims to analyze the effect of money supply, exchange rates and world oil prices on inflation in ASEAN. The data used in this study is panel data consisting of cross section and time series data. Cross section data in this study consists of 6 countries in ASEAN, namely Indonesia, Malaysia, the Philippines, Singapore, Thailand, Vietnam and time series data in this study has a 20-year v…
Exchange rate volatility can create turbulence in the economy. An understanding of the determinants of exchange rate volatility provides valuable insight into macroeconomic stabilization issues. The aim of this study is to analyze the effect of trade openness and the money supply on real exchange rate volatility. The data is taken from the word bank and bank for international (BIS). This study …
As time goes by, property credit continue to show a positive trend. This condition is feared to lead to credit risk. The purpose of this study is to analyze the factors that can affect property prices in Indonesia. This study used secondary data starting from 2008QIII to 2021QII with the Ordinary Least Square (OLS) analysis technique. The results showed that inflation and loan interest rates ca…
The central bank interest rate as one of the operational objectives of monetary policy reflects the inflation targeting framework. This is due to the increasing importance of the role of PUAB in maintaining the price level to remain stable. Therefore, the purpose of this study is to analyze the factors that affect the PUAB interest rate, namely Sibor, SBI interest rate, exchange rate, and infla…
Foreign Direct Investment berperan penting bagi perekonomian di suatu negara yang menjadi sumber aliran modal yang stabil. Aliran modal investasi asing langsung dipengaruhi oleh faktor ketidakpastian makroekonomi. Faktor ketidakpastian makroekonomi tersebut adalah GDP, nilai tukar, inflasi, dan korupsi. Penelitian ini bertujuan untuk menganalisis pengaruh ketidakpastian makroekonomi terhadap fo…
Penelitian ini menganalisis pengaruh competition bank terhadap credit risk pada dual banking system di Indonesia. Penelitian ini dilakukan dengan teknik Purposive Sampling dalam memilih sampel 5 Bank Umum Konvensional dan 5 Bank Umum Syariah. Metode yang digunakan Generalized Method of Moments (GMM) dari tahun 2011 sampai 2020. Credit risk Bank Konvensional diukur dari nilai Non Performing Loan…
This study discusses the linkage of legal and institutional developments as well as financial openness to the degree of the cryptocurrency development market. The increasingly rapid development of cryptocurrencies is triggering the pros and cons in developing countries in determining the right regulation. The study combines two scientific studies namely law and economics by examining cryptocurr…
The presence of BPR is of course inseparable from efforts to gain profits. The research aims to find out and analyze the long-term and short-term effects between the independent variable and the dependent variable (distributed credit) for 2010-2021 which is compiled quarterly. Data collection for research purposes uses secondary data obtained from related agencies such as the Financial Services…
This study analyzes the effect of the global financial cycle and consumer confidence on market confidence in Indonesia and Malaysia. This study was conducted using the vector error correction model (VECM) method with a period of January 2019 to December 2021. The data used in this study are stock indices as proxies of market confidence, volatility index (VIX) as a proxy for the global financial…
This study aims to determine the effect of the level of competition, inflation, the BI 7 - day repo rate , the exchange rate, and the Covid-19 pandemic on banking stability (Z-Score) in Indonesia. The scope of this research includes six banks with the largest core capital in Indonesia, namely three state-owned enterprise banks (BRI, BNI, Mandiri) and three national private commercial banks (BCA…