THIS STUDY ANALYZES THE INFLUENCE OF BANKING RISK ON BANKING ABILITY IN CHANNELING CREDIT. THIS STUDY USES SECONDARY DATA IN THE FORM OF A TIME SERIES ORIGINATING FROM THE FINANCIAL SERVICES AUTHORITY AND ALSO FROM FINANCIAL REPORTS FROM BANKS BETWEEN 2017 – 2021. THE ANALYSIS TECHNIQUE USED IN THIS RESEARCH IS TO USE A QUANTITATIVE DESCRIPTIVE ANALYSIS TECHNIQUE. THE METHOD USED IS PANEL DAT…
Poverty is still a major problem in the economy of both developing and developed countries. The aim of this research is to analyze the influence of minimum wages, human development index, and unemployment on poverty in ASEAN-8. The data used in this research is secondary data for 2011-2020 sourced from the world bank and UNDP. This research was conducted using panel data regression with Random …
Penelitian ini menganalisis hubungan antara investasi asing, suku bunga terhadap harga saham sektor properti pada 3 negara kawasanASEAN yaitu Indonesia, Malaysia, dan Filipina. Penelitian ini dilakukan menggunakan metode Vector Error Correction Model (VECM) dengan data yang digunakan yaitu bulanan pada tahun 2018 hingga – 2021. Hasil penelitian menunjukkan bahwa suku bunga dan investasi asing…
This study examines and analyzes the influence of institutional factors and monetary policy on financial deepening in ASEAN. This study uses secondary data sourced from the World Governance Indicators and the world bank. The model in this study uses the ordinary least squares with panel data regression analysis technique consisting of Indonesia, Malaysia, Thailand, Philippines, Singapore, Vietn…
The emergence of peer to peer lending as a loan-based financial service platform that operates online raises concerns about the sustainability of banks, especially commercial banks and rural banks that have dominated the credit market. . This research aims to analyze the effect of peer to peer lending on commercial bank credit and rural bank credit in Indonesia, whether the relationship formed …
In early 2022, China drew attention to the successful implementation of its central bank digital currency named e-CNY in domestic and cross-border pilot programs. The Chinese government has banned cryptocurrencies, promoted e-CNY at the Beijing Olympics, and conducted international settlement transactions with four countries in the world through the m-Bridge project. In the midst of geopolitica…
This study analyzes the impact of Loan to Value (LTV) policy along with macroeconomic variables such as Inflation, GDP, and Consumer Loan Interest Rates on the demand for Housing Loans (KPR) in Indonesia, using the Vector Error Correction Model (VECM) method and monthly time series data from 2012 to 2021. The results of the study show that all variables, including Inflation, GDP, Interest Rates…
This research aims to know influence of BI Rate, exchange rate and world oil prices on the stock price index. The data used in this study is secondary data in 2017-2021 monthly data. The analyzed using Ordinary Least Square Method (OLS). The result indicates that BI Rate variable has a positive correlation and has a significant effect on the kompas 100 index, the exchange rate has a negative co…
Judul skripsi “Pertanggungjawaban Pidana Terhadap Pelaku Tindak Pidana Pemilu Dalam Praktik Money Politic (Studi Putusan : Nomor 155/Pid.Sus/2019/Pn.Psp).” Permasalahan dalam skripsi ini dituangkan dalam dua rumusan masalah, yang pada intinya mempertanyakan mengenai pertanggungjawaban pidana dan penerapan teori deelneming terhadap pelaku tindak pidana pemilu dalam praktik money politic deng…
This study empirically analyzes the influence of interest rates, exchange rates, and foreign direct investment on financial stability (bank z-score) in Indonesia. The study utilizes secondary data in the form of time series data spanning a 15-year period from 2007 to 2021. The research employs a multiple linear regression analysis using the Ordinary Least Squares (OLS) method. Interest rates, e…
This study aims to analyze the effect of money supply, exchange rates and world oil prices on inflation in ASEAN. The data used in this study is panel data consisting of cross section and time series data. Cross section data in this study consists of 6 countries in ASEAN, namely Indonesia, Malaysia, the Philippines, Singapore, Thailand, Vietnam and time series data in this study has a 20-year v…
Exchange rate volatility can create turbulence in the economy. An understanding of the determinants of exchange rate volatility provides valuable insight into macroeconomic stabilization issues. The aim of this study is to analyze the effect of trade openness and the money supply on real exchange rate volatility. The data is taken from the word bank and bank for international (BIS). This study …
As time goes by, property credit continue to show a positive trend. This condition is feared to lead to credit risk. The purpose of this study is to analyze the factors that can affect property prices in Indonesia. This study used secondary data starting from 2008QIII to 2021QII with the Ordinary Least Square (OLS) analysis technique. The results showed that inflation and loan interest rates ca…
The central bank interest rate as one of the operational objectives of monetary policy reflects the inflation targeting framework. This is due to the increasing importance of the role of PUAB in maintaining the price level to remain stable. Therefore, the purpose of this study is to analyze the factors that affect the PUAB interest rate, namely Sibor, SBI interest rate, exchange rate, and infla…
Foreign Direct Investment berperan penting bagi perekonomian di suatu negara yang menjadi sumber aliran modal yang stabil. Aliran modal investasi asing langsung dipengaruhi oleh faktor ketidakpastian makroekonomi. Faktor ketidakpastian makroekonomi tersebut adalah GDP, nilai tukar, inflasi, dan korupsi. Penelitian ini bertujuan untuk menganalisis pengaruh ketidakpastian makroekonomi terhadap fo…
Penelitian ini menganalisis pengaruh competition bank terhadap credit risk pada dual banking system di Indonesia. Penelitian ini dilakukan dengan teknik Purposive Sampling dalam memilih sampel 5 Bank Umum Konvensional dan 5 Bank Umum Syariah. Metode yang digunakan Generalized Method of Moments (GMM) dari tahun 2011 sampai 2020. Credit risk Bank Konvensional diukur dari nilai Non Performing Loan…
This study discusses the linkage of legal and institutional developments as well as financial openness to the degree of the cryptocurrency development market. The increasingly rapid development of cryptocurrencies is triggering the pros and cons in developing countries in determining the right regulation. The study combines two scientific studies namely law and economics by examining cryptocurr…
The presence of BPR is of course inseparable from efforts to gain profits. The research aims to find out and analyze the long-term and short-term effects between the independent variable and the dependent variable (distributed credit) for 2010-2021 which is compiled quarterly. Data collection for research purposes uses secondary data obtained from related agencies such as the Financial Services…
This study analyzes the effect of the global financial cycle and consumer confidence on market confidence in Indonesia and Malaysia. This study was conducted using the vector error correction model (VECM) method with a period of January 2019 to December 2021. The data used in this study are stock indices as proxies of market confidence, volatility index (VIX) as a proxy for the global financial…
This study aims to determine the effect of the level of competition, inflation, the BI 7 - day repo rate , the exchange rate, and the Covid-19 pandemic on banking stability (Z-Score) in Indonesia. The scope of this research includes six banks with the largest core capital in Indonesia, namely three state-owned enterprise banks (BRI, BNI, Mandiri) and three national private commercial banks (BCA…
ABSTRACT Comparative Study of Indonesia and Malaysia: The Impact of Covid-19 on the Transmission of Monetary Policy to Financial Markets By: Achmad Trisno Jati; Taufiq Marwa; Sri Andaiyani This study analyzes the Impact of Covid-19 in the Transmission of Monetary Policy to Financial Markets in Indonesia and Malaysia by using the Vector Error Correction Model (VECM), the data used in this study …
This study analyzes the effect of E-Money, GDP and inflation on demand for currency in Indonesia. Since 2014, Bank Indonesia as the Central Bank has announced that it has implemented the national non-cash movement (GNNT) which aims to minimize the use of money that is unfit for circulation and make the payment system in Indonesia adaptable to digital technology. Although GNNT has been applied f…
The world economics have achieve at economic globalization ecosystem that the economics more open, integrated and more global in both trade and finance. This phenomenon began to be felt in the last two decades, where most developing countries (capital poor) began to leave the financial repression regime carry out domestic market liberalization/deregulation policies and open the capital account …
This study analyzes a comparison of the role monetary policy transmission mechanism between the interest rate channel and the exchange rate channel in Indonesia for the 2011-2020 period. The type of data is quantitative with secondary data sources, namely the Central Bureau of Statistics and Bank Indonesia. The analytical method used is the Error Correction Model (ECM). The results show that th…
This study aims at the causal relationship between interest rates, money supply, inflation, and economic growth in Indonesia. The data used is secondary data for the period from January 2013 to December 2020 obtained from the Indonesian Central Bureau of Statistics and Economic and Financial Statistics (SEKI). The analysis technique used is Granger Causality for causality relationship while Err…
The estimation results of the long-term equation show that it can be formulated as a peer to peer lending model based on the amount of economic growth and interest rates that are said to be towards long-term equilibrium. In general, the increase in peer to peer lending can be explained in the long term affected by economic growth and interest rates. Based on the results of multiple regression, …
This study aims to analyze the factors that determine Islamic Financial Inclusion in Palembang City as seen from the ownership of savings accounts at Islamic banks. The data used in this study is primary data with a sample of 100 respondents who are residents of the city of Palembang. Sampling in this study using purposive sampling technique. The data analysis method used in this research is qu…
This study analyzes the relationship between Non-Cash Transactions (through APMK and E-money proxies), National Income (GDP), Money Supply (M0) and Velocity of Money with the Vector Auto Regression method and using time series data from three different research periods, including the general period 2010-2021 (quarter), the period before the Covid-19 pandemic and the period during the Covid-19 p…
Penelitian ini bertujuan untuk menganalisis hubungan antara variabel makroekonomi yang diduga sebagai fakfor pengaruh imbal hasil obligasi, yaitu: BI rate, tingkat inflasi, nilai tukar, jumlah uang beredar (M2), dan cadangan devisa terhadap imbal hasil obligasi pemerintah tenor 1 tahun. Jenis data yang digunakan adalah sekunder dengan periode waktu Januari 2016 – Juli 2021, serta menggunakan …
This study aims to determine and analyze the relationship between Economic Growth, Inflation and Money Velocity in Indonesia. The data used in this study is secondary data in the form of an annual period from 2005-2019, this data is sourced from the Central Statistics Agency (BPS). This research uses ARDL (Autoregressive Distributed Lag) method with ECM (Error Correction Model) or error correct…