Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio, Debt to Asset Ratio, dan Ukuran Perusahaan terhadap Financial Distress pada Bank Syariah Indonesia dan Malaysia pada tahun 2017–2022. Metode penelitian yang digunakan adalah metode kuantitatif. Jenis data pada penelitian ini merupakan data sekunder yang diperoleh dari database Moody’s Analytics Bank Focus melalui s…
This research seeks to examine and evaluate the impact of Sharia Corporate Governance (SCG) on the financial performance of Islamic commercial banks in Indonesia for the period spanning 2020 to 2024. The principles of SCG addressed in this research include transparency, accountability, responsibility, independence, fairness, and the Sharia Supervisory Board (SSB). Employing a quantitative metho…
This study aims to analyze the determinants of banking system stability in ASEAN countries using a microprudential approach. Banking stability is proxied by two indicators: the Z-Score representing the probability of bank insolvency, and Non-Performing Loans (NPL), representing credit risk. The analysis employs panel data regression with a Fixed Effect model on 438 commercial banks from six ASE…
This study aims to analyze the creation of public value through the Multi-Purpose Credit (KSG) program implemented by Bank Sumsel Babel Prabumulih Branch in improving financial inclusion for civil servants (ASN) in Prabumulih City. The analysis employs Mark H. Moore's Public Value Strategic Triangle, which consists of three core dimensions: public value, legitimacy and support, and operational …
This study aims to analyze the factors influencing the interest of students at SMA Pesantren Al-Amalul Khair Palembang in saving at Islamic banks. The research data consists of primary data obtained through the distribution of questionnaires to the students. The analytical methods employed in this study are the Probit and Logit models, processed using EViews 13 software. The results indicate th…
Buku Ekonomi Uang, Perbankan, dan Pasar Keuangan membahas berbagai topik mengenai moneter dan perbankan secara komprehensif namun tetap fleksibel. Berbagai topik hangat dibahas dalam buku ini, seperti peran Bank Sentral Eropa ( European Central Bank- ECB ) kemajuan ekonomi Cina, dan isu konflik kepentingan ( conflict of interest ) yang menyangkut insentif/ kompensasi keuangan. Namun demikian, p…
Penelitian ini dilakukan untuk melihat perkembangan Bank Digital di Indonesia. Penelitian ini menganalisa kinerja bank digital terhadap pergerakan harga sahamnya. Penelitian ini menggunakan data sekunder yang berasal dari kinerja keuangan bank digital berupa laporan keuangan dan harga saham selama periode 2017-2022. Adapun variabel yang digunakan dalam penelitian adalah Current Ratio (CR), Retu…
The economic health of a country can be measured through its banking sector, which plays a vital role in maintaining monetary stability. This study aims to analyze the effects of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and Operating Expenses to Operating Income (BOPO) on Return on Assets (ROA) in Sharia Commercial Banks (BUS) in Indonesia …