Penelitian ini bertujuan untuk mengukur kinerja Bank Sumsel Babel Syariah Cabang Syariah Palembang menggunakan pendekatan balanced scorecard sebagai sebuah pendekatan yang dapat mengukur kinerja dengan empat perspektif yaitu perspektif keuangan, perspektif pelanggaan, perspektif proses bisnis internal dan perspektif pertumbuhan dan pembelajaran. Penelitian dilakukan dengan mengambil data selama…
This study aims to empirically examine the effect of tijarah contracts and tabarru contracts on the financial performance of Islamic banking as measured by ROA in Indonesia for the 2019-2023 period. Based on the purposive sampling method, the sample amounted to 10 Islamic banks with 50 observations of data sourced from the company's annual financial statements or annual reports. The results sho…
This study aims to analyse the effect of Sharia Bank Indonesia Certificates (SBIS), inflation, and rupiah exchange rates on the net asset value of Islamic mutual funds in Indonesia in the period 2015-2023. The method used in this research is regression analysis with data obtained from secondary sources. The results of the analysis show that the rupiah exchange rate variable has a significant ef…
This quantitative study aims to examine the influence of the Board of Directors, Board of Commissioners, Audit Committee, Sharia Supervisory Board (SSB), and Intellectual Capital on Maqashid Sharia Performance in 13 Indonesian Sharia Commercial Banks (SCBs) over the 2020–2024 period, with a total of 64 observations, using Multiple Linear Regression. The findings indicate that the Board of Dir…
Penerapan keuangan berkelanjutan (Sustainable Finance) menjadi semakin penting di Indonesia, menuntut sektor keuangan untuk mempertimbangkan dampak ekonomi, sosial, dan lingkungan. Global Reporting Initiative (GRI) digunakan sebagai kerangka pelaporan keberlanjutan yang menekankan aspek ekonomi, lingkungan, dan sosial berkelanjutan (Triple Bottom Line). Penelitian ini bertujuan untuk menganalis…
ABSTRAK Pada 08 Mei 2023 hingga 11 Mei 2023 lalu Bank Syariah Indonesia mengalami gangguan layanan yang menyebabkan nasabah tidak dapat melakukan transaksi melalui layanan mobile banking. Gangguan layanan ini pun menyebabkan kekhawatiran yang dirasakan oleh nasabah dan menjadi sorotan publik. Maraknya pemberitaan di media massa menyebabkan masalah ini menjadi suatu krisis. Bank Syariah Indonesi…
This final report discusses the procedure for gold ownership financing at Bank Sumsel Babel Syariah Pusat Jakabaring, which utilizes the Murabahah contract as the basis of its transactions. This product is designed to assist customers in owning gold as a form of sharia-compliant investment through an installment system. The research was conducted through direct observation during a two-month in…
This research was conducted to see how the application of sharia business ethics affects the development of cooperative progress at BMT Insan Mulia Palembang. This research uses qualitative research using an exploratory case study approach. The data collection technique used was open interview technique. The results of this study indicate that there is an influence of sharia business ethics on …
This research aims to determine the influence of zakat, education, and the number of family dependents on the welfare of mustahiq in Palembang City. The data used is primary data obtained from the results of distributing questionnaires to respondents. The sample used in this research was 80 respondents. The analysis technique used is multiple linear regression analysis with the OLS method. The …
This research aims to analyze differences in the performance of Bank Syariah Indonesia (BSI) before and after the merger in the 2018–2023 period. The research method uses the Data Envelopment Analysis (DEA) approach to measure efficiency, the Islamicity Performance Index (IPI) to assess conformity with sharia principles, and Islamic Social Reporting (ISR) as an indicator of social performance…
This study aims to examine the effect of accounting profit, profitability proxied by Return On Equity (ROE), company size and Good Corporate Governance (GCG) proxied by institutional ownership on Islamic stock returns. The object of this research is the Jakarta Islamic Index (JII) 2013-2022 period. Using purposive sampling method, the number of research samples was 9 companies with a total of 9…
This study aims to examine the effect of the characteristics of the Sharia Supervisory Board (SSB), including the number of members, meeting frequency, education level, and gender diversity, as well as the influence of sharia compliance on the disclosure of Islamic Social Reporting (ISR), with firm size as a moderating variable. The object of this research is Sharia Commercial Banks (SCBs) list…
This study aims to analyze the impact of Islamic financial inclusion on economic growth in Indonesia for the period 2018-2022. The research method uses a quantitative approach by utilizing secondary data per province in Indonesia, which is a combination of time series and cross-section (Panel Data) obtained from the OJK and BPS websites. Data analysis was conducted using multiple linear regress…
This study aims to examine the effect of Islamic social reporting, Islamic corporate governance, intellectual capital, and company size on company value with financial performance as a moderation variable. This study uses a quantitative approach of causality with the type of data in the form of secondary data. This study tested the hypothesis using multiple linear techniques and moderate regres…
This research aims to analyze the effect of profit sharing financing, initial capital, production costs and length of business on the income of MSMEs that borrow from Sharia Microfinance Institutions. The method used in this research is a quantitative method using Eviews 10. The population in this research is MSMEs who borrow from Sharia Microfinance Institutions at BMT Insan Mulia Palembang wi…
This research aims to analyze the influence of financing to deposit ratio (FDR), non-performing financing (NPF), interest rates and bank size on sharia mortgage financing (case study of Indonesian and Malaysian sharia commercial banks 2015-2021). The data used in this research uses secondary data in the form of panel data for 2015-2021. This data was obtained from Word Bank, OJK and State Bank …
Tujuan dari penelitian ini adalah untuk mengetahui perbandingan kinerja perbankan umum syariah Indonesia dan Malaysia berdasarkan rasio Islamicity Performance Index yaitu profit sharing ratio, zakat performance ratio, equitable distribution ratio, directors employee welfare ratio dan halal income vs non halal income ratio. Sampel dalam penelitian ini adalah 10 bank umum syariah yang terbagi men…
Macroeconomic fundamentals are all important things that will underlie the strength of a country's economic activity. This study aims to determine the effect of economic growth, inflation rate, exchange rate, and SBIS on the share price of Islamic banks in Indonesia in June 2018 – December 2021 either partially or together. The analysis technique used is panel data regression analysis with th…
This research aims to analyze the Loan Productivity of Sharia Cooperative Members to Improve the Economic Welfare of Members in Ogan Ilir. The population in this division are members of sharia cooperatives or BMT in Ogan Iiliir Regency. As a sample of Sharia Kopeirasii (BMT), there are still 5 members of Sharia Kopeirasii. The data analyzed comes from answers to questionnaires distributed to re…
This research aims to determine the influence of Islamic economic variables and macroeconomic variables (exchange rates, gold prices and oil prices) on the Jakarta Islamic Index in Indonesia 2002-2021. The data used is time series secondary data with 20 years of observations for the 2002-2021 period sourced from the Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI), Goldprices, and Economictrad…
This research aims to compare the financial performance of sharia commercial banks in ASEAN and Middle East countries based on the maqashid sharia index approach. Where the financial performance of a bank reflects the bank's financial position in collecting and accumulating funds within a certain period of time. The maqashid sharia index is an analytical tool to determine the performance of sha…
The Integrated Islamic School is a combination of the development of Islamic education and science and technology which is based on the enthusiasm of the educational initiators in re-enacting the idealistic Islamic era. Integrated Islamic Schools are the answer to the separation of educational segments that arise in society. Location: The Research was carried out at SD IT Darussalam, SD IT Fath…
Penelitian ini bertujuan untuk mengetahui Analisis Faktor-Faktor Yang Mempengaruhi Terjadinya Non Performing Financing Pada Bank Umum Syariah. Data yang digunakan dalam penelitian ini adalah data sekunder yang diperoleh dari Badan Pusat Statistik dan Otoritas Jasa Keuangan. Teknik Analisis dalam penelitian ini menggunakan metode analisis VAR. Hasil penelitian menunjukkan bahwa Pertumbuhan Ekono…
The purpose of this study was to examine the effect of the capital adequacy ratio, operating expenses to operating revenues, and mudharabah financing on profitability. This study uses a quantitative methodology with secondary data types. The retrieval of data on the population of Islamic Commercial Banks revealed as many as 12 banks in 2017–2021, with the sample selected in this study were 7 …
Penelitian ini bertujuan untuk menguji pengaruh pembiayaan mudharabah, musyarakah, dan murabahah terhadap profitabilitas dengan Non Perfoming Financing (NPF) Sebagai variabel moderasi pada Bank Umum Syariah di Indonesia. Populasi dalam penelitian ini adalah seluruh Bank Umum Syariah di Indonesia dengan penentuan sampel berdasarkan teknik purposive sampling. Penelitian ini menggunakan teknik ana…
Penelitian ini bertujuan untuk mengetahui pengaruh akuntabilitas, transparansi, dan kualitas pelayanan Baznas Kabupaten Ogan Ilir terhadap minat membayar zakat dengan persepsi Muzakki sebagai variabel intervening. Populasi dari penelitian ini adalah seluruh muzakki yang terdaftar pada Badan Amil Zakat Nasional Kabupaten Ogan Ilir. Metode pengambilan sampel dalam penelitian ini menggunakan metod…
This research aims to determine whether the Islamicity Performance Index Maqashid Index, and Islamic Social Reporting has an effect on profitability using secondary data in annual report from 10 selected sharia banks (BUS) in Indonesia based on a purposive sampling technique with the observation period of 9 years. There were 17 data didn’t the BLUE (Best Linear Unbiased Estimation) so the out…
Profitabilty is the result of decision making policies by management. Profitability ratios are used to measure the amount of profit earned by the company. The purpose of this study was to examine the effect of musyarakah, mudharabah, murabahah, wadiah, and liquidity risk on profitability. The type of data used in this study is secondary data in the form of company financial statement. The popul…
Penelitian ini bertujuan untuk menganalisis perbandingan Reksa dana saham syariah antara di Indonesia dan Malaysia periode 2017-2021 dengan menggunakan analisis regresi data panel. Metode penelitian yang digunakan adalah teknik purposive sampling dan diperoleh 15 Reksa dana saham syariah Indonesia dan 15 Reksa dana saham syariah Malaysia. Hasil menunjukkan bahwa variabel Return Pasar (Kuala Lum…
This study aims to examine the effect of sharia accounting knowledge and religiosity on the intention to save in Islamic banks in accounting students at Sriwijaya University. This study uses a quantitative approach with secondary and primary data types. The population in this study were active students majoring in accounting at Sriwijaya University in 2019, 2020 and 2021. The number of samples …