Penelitian ini bertujuan untuk mengetahui dan menganalisis serta untuk melihat seberapa besar pengaruh dari faktor-faktor yang mempengaruhi penciptaan uang giral oleh bank umum di Indonesia selama periode 1993-2007. Faktor-faktor tersebut adalah cadangan minimum, rekening giro, dan laju pertumbuhan ekonomi. Data yang digunakan dalam penelitian ini adalah data sekunder, berupa data jumlah uang g…
The purpose of this research is to know the influence of interest credit and reserve requirement for supply credit by commercial bank in Indonesia. The data that used in this research is secondary data, for 1993 - 2007. Thi study by using multiple regression with ARMA method (Autoregresive Moving Average ). Based on estimation results shows that R2 is 0,877 that is 87,7% supply credit of commer…
The tittle of this research is about the influence of Indonesian Bank’s Certificate interest rate and time deposit interest rate to economic growth from 1994 untill 2003. This research is purposed to analyze, first, how is the influence of Indonesian Bank’s certificate interest rate to time deposit interest rate, and the second about how is the influence of time deposit interest rate to our…
Tujuan dari penelitian ini adalah untuk mengetahui perbandingan kinerja perbankan umum syariah Indonesia dan Malaysia berdasarkan rasio Islamicity Performance Index yaitu profit sharing ratio, zakat performance ratio, equitable distribution ratio, directors employee welfare ratio dan halal income vs non halal income ratio. Sampel dalam penelitian ini adalah 10 bank umum syariah yang terbagi men…
The purpose of this study was to analyze the effect of RGEC ( Risk Profile, Good Corporate Governance, Earning and Capital ) on the potential occurrence of financial distress for the Islamic Bank in Indonesia in the 2018-2022 period. The dependent variables in this study is financial distress and independent variables are ratios in the RGEC health assessment including NPF, FDR, GCG, ROA, ROE, B…
This study aims to examine the effect of Investment Account Holder, Liquidity, Profitability, Company Size, and Company Age on Islamic Social Reporting Disclosures of Sariah Commercial Banks in Indonesia in 2016-2020. The population in this study were all Islamic commercial banks registered with the financial services authority in 2016-2020 with a total of 14 Islamic commercial banks. The metho…
This study aims to examine the effect of islamic social reporting, independent board of commissioners, and capital structure on firm value with financial performance as moderating variable. This study uses a quantitative approach with secondary data types. Hypothesis testing in this study uses multiple regression analysis techniques and Moderated Regression Analysis (MRA) with analytics tools S…
This research aimed to find out the effect of banking health ratio, financing risk and capital structure on financial performance of sharia commercial banks in Indonesia. The population in this research are sharia commercial banks listed on Financial Services Authority (OJK) in 2016-2020 with a total of 14 sharia banks. Based on purposive sampling techniques, there are 11 sharia banks that meet…
This study aims to examine the effect of islamic corporate governance, intellectual capital, and competitive advantage on the financial performance of shari’ah bank in Indonesia during the period 2016-2020. The dependent variable in this study is financial performance as measured by return on assets (ROA). The independent variables in this study is islamic corporate governance, intellectual c…
This study aims to analyze the financial performance of Islamic banking and whether there are differences in the financial performance of Islamic Commercial Banks in Indonesia as a whole in 2020 before the merger and in 2021 after the merger by using Independent Sample T-Test and the Mann Whitney test in analyzing the financial performance of Islamic banking. This study involved CAR, ROA, and N…
Merger adalah perbuatan hukum yang dilakukan oleh satu perseroan atau lebih yang menggabungkan diri dengan perseroan lain yang mengakibatkan perseroan yang menggabungkan diri berakhir demi hukum. Praktiknya seperti yang dilakukan oleh bank BUMN syariah yaitu Bank Syariah Indonesia yang merupakan gabungan dari Bank Syariah Mandiri, BNI Syariah dan BRI Syariah. Tentunya sebagai perseroan yang mem…
This research aimed to examine the influence of the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) and Net Interest Margin (NIM) to the Retum On Asset (ROA) as a proxy of the financial performance in the foreign exchange banks go public in Indonesia during 2008-2012. The population of this research was all the foreign exchange banks in Indonesia. The sample…
Pengaruh Kas Non Performing Financing, Financing to Deposit Ratio, dan Return On Assets Terhadap Pembiayaan Murabahah Bank Umum Syariah
Penelitian ini bertujuan uintuk mengetahui pengaruh variabel return on equity, operating expenses to operating revenue, capital adequacy ratio dan financing to deposits ratio secara parsial dan simultan terhadap tingkat bagi hasil deposito mudharabah pada bank umum syariah di indonesia. Populasi dari penelitian ini adalah sebanyak 13 bank umum syariah yang tercatat di statistik perbankan syaria…