The pilgrimage (Hajj) is a fundamental pillar of Islam that holds significant importance and aims to cultivate love for Allah SWT through the sacrifice of time, effort, and financial resources. Although many Muslims aspire to perform Hajj, financial constraints often become obstacles. This final report aims to identify the procedures for opening a Tasbih Hajj Savings Account at Bank Sumsel Babe…
This study aims to examine the effect of the current ratio, debt to equity ratio, premiums, and claims expenses on the profitability of sharia insurance companies for the years 2019-2023. The subjects of this research are sharia insurance companies listed on the IDX and OJK. Using purposive sampling, the number of samples in this study is 7 companies with a total of 35 observations. This study …
This research aims to determine the influence of zakat, education, and the number of family dependents on the welfare of mustahiq in Palembang City. The data used is primary data obtained from the results of distributing questionnaires to respondents. The sample used in this research was 80 respondents. The analysis technique used is multiple linear regression analysis with the OLS method. The …
This research aims to analyze the effect of profit sharing financing, initial capital, production costs and length of business on the income of MSMEs that borrow from Sharia Microfinance Institutions. The method used in this research is a quantitative method using Eviews 10. The population in this research is MSMEs who borrow from Sharia Microfinance Institutions at BMT Insan Mulia Palembang wi…
This research aims to analyze the influence of financing to deposit ratio (FDR), non-performing financing (NPF), interest rates and bank size on sharia mortgage financing (case study of Indonesian and Malaysian sharia commercial banks 2015-2021). The data used in this research uses secondary data in the form of panel data for 2015-2021. This data was obtained from Word Bank, OJK and State Bank …
Tujuan dari penelitian ini adalah untuk mengetahui perbandingan kinerja perbankan umum syariah Indonesia dan Malaysia berdasarkan rasio Islamicity Performance Index yaitu profit sharing ratio, zakat performance ratio, equitable distribution ratio, directors employee welfare ratio dan halal income vs non halal income ratio. Sampel dalam penelitian ini adalah 10 bank umum syariah yang terbagi men…
Macroeconomic fundamentals are all important things that will underlie the strength of a country's economic activity. This study aims to determine the effect of economic growth, inflation rate, exchange rate, and SBIS on the share price of Islamic banks in Indonesia in June 2018 – December 2021 either partially or together. The analysis technique used is panel data regression analysis with th…
This research aims to analyze the Loan Productivity of Sharia Cooperative Members to Improve the Economic Welfare of Members in Ogan Ilir. The population in this division are members of sharia cooperatives or BMT in Ogan Iiliir Regency. As a sample of Sharia Kopeirasii (BMT), there are still 5 members of Sharia Kopeirasii. The data analyzed comes from answers to questionnaires distributed to re…
This research aims to determine the influence of Islamic economic variables and macroeconomic variables (exchange rates, gold prices and oil prices) on the Jakarta Islamic Index in Indonesia 2002-2021. The data used is time series secondary data with 20 years of observations for the 2002-2021 period sourced from the Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI), Goldprices, and Economictrad…
This research aims to compare the financial performance of sharia commercial banks in ASEAN and Middle East countries based on the maqashid sharia index approach. Where the financial performance of a bank reflects the bank's financial position in collecting and accumulating funds within a certain period of time. The maqashid sharia index is an analytical tool to determine the performance of sha…
The Integrated Islamic School is a combination of the development of Islamic education and science and technology which is based on the enthusiasm of the educational initiators in re-enacting the idealistic Islamic era. Integrated Islamic Schools are the answer to the separation of educational segments that arise in society. Location: The Research was carried out at SD IT Darussalam, SD IT Fath…
Penelitian ini bertujuan untuk mengetahui Analisis Faktor-Faktor Yang Mempengaruhi Terjadinya Non Performing Financing Pada Bank Umum Syariah. Data yang digunakan dalam penelitian ini adalah data sekunder yang diperoleh dari Badan Pusat Statistik dan Otoritas Jasa Keuangan. Teknik Analisis dalam penelitian ini menggunakan metode analisis VAR. Hasil penelitian menunjukkan bahwa Pertumbuhan Ekono…
The purpose of this study was to examine the effect of the capital adequacy ratio, operating expenses to operating revenues, and mudharabah financing on profitability. This study uses a quantitative methodology with secondary data types. The retrieval of data on the population of Islamic Commercial Banks revealed as many as 12 banks in 2017–2021, with the sample selected in this study were 7 …
Penelitian ini bertujuan untuk menguji pengaruh pembiayaan mudharabah, musyarakah, dan murabahah terhadap profitabilitas dengan Non Perfoming Financing (NPF) Sebagai variabel moderasi pada Bank Umum Syariah di Indonesia. Populasi dalam penelitian ini adalah seluruh Bank Umum Syariah di Indonesia dengan penentuan sampel berdasarkan teknik purposive sampling. Penelitian ini menggunakan teknik ana…
Penelitian ini bertujuan untuk mengetahui pengaruh akuntabilitas, transparansi, dan kualitas pelayanan Baznas Kabupaten Ogan Ilir terhadap minat membayar zakat dengan persepsi Muzakki sebagai variabel intervening. Populasi dari penelitian ini adalah seluruh muzakki yang terdaftar pada Badan Amil Zakat Nasional Kabupaten Ogan Ilir. Metode pengambilan sampel dalam penelitian ini menggunakan metod…
This research aims to determine whether the Islamicity Performance Index Maqashid Index, and Islamic Social Reporting has an effect on profitability using secondary data in annual report from 10 selected sharia banks (BUS) in Indonesia based on a purposive sampling technique with the observation period of 9 years. There were 17 data didn’t the BLUE (Best Linear Unbiased Estimation) so the out…
Profitabilty is the result of decision making policies by management. Profitability ratios are used to measure the amount of profit earned by the company. The purpose of this study was to examine the effect of musyarakah, mudharabah, murabahah, wadiah, and liquidity risk on profitability. The type of data used in this study is secondary data in the form of company financial statement. The popul…
Penelitian ini bertujuan untuk mengetahui perbandingan kinerja dari Badan Amil Zakat Nasional (BAZNAS Kabupaten Ogan Ilir. Jenis penelitian yang di gunakan dalam penelitian ini adalah kualitatif. Dengan teknik analisis data deskriptif kualitatif. data primer dan sekunder. Dimana data primer di peroleh dengan cara wawancara dan juga melakukan observasi sedangkan data sekunder di peroleh langsung…
Penelitian ini bertujuan untuk menganalisis perbandingan Reksa dana saham syariah antara di Indonesia dan Malaysia periode 2017-2021 dengan menggunakan analisis regresi data panel. Metode penelitian yang digunakan adalah teknik purposive sampling dan diperoleh 15 Reksa dana saham syariah Indonesia dan 15 Reksa dana saham syariah Malaysia. Hasil menunjukkan bahwa variabel Return Pasar (Kuala Lum…
This study aims to examine the effect of sharia accounting knowledge and religiosity on the intention to save in Islamic banks in accounting students at Sriwijaya University. This study uses a quantitative approach with secondary and primary data types. The population in this study were active students majoring in accounting at Sriwijaya University in 2019, 2020 and 2021. The number of samples …
This study aims to determine the effects of education, income, and trust on professional zakat payments at BAZNAS Tanjungpinang City. The data used is primary data obtained from the results of distributing questionnaires to respondents. The analysis technique used is multiple linear regression analysis with the OLS method. The results showed that partially the education variable had a positive …
This study aims to analyze the effect of usury knowledge and Islamic banking products on the perception of using Islamic bank services in the 2019-2022 batch of development economics students at Sriwijaya University. This study uses a quantitative descriptive method with a questionnaire as a research instrument. The population in this study amounted to 738 students and 89 respondents were taken…
This study aims to determine the effect of Islamic sukuk, Islamic mutual funds, investment, and ZIS on economic growth in Indonesia in 2017-2022. The research method used is a quantitative method. The data used in this research are secondary data obtained from BPS and Baznas data. Based on the results of data analysis it is known that Sukuk has a positive and significant influence on Indonesia'…
This study aims to examine the effect of Sharia Compliance, Islamic Corporate Governance and Islamic Corporate Social Responsibility on Indonesian Islamic Banks in 2011-2021. This study uses a quantitative approach with secondary data types. The data collection method used was purposive sampling with 8 Indonesian Islamic Banks that meet certain criteria in 2011-2021 period with a total sample o…
This study aims to analyze the treatment of akad tijara in Padang restaurants in Palembang City. This type of research is a qualitative descriptive study that aims to provide a detailed description of the akad tijarah treatment at Padang restaurants. The data collection method in this study used interviews and documentation techniques. Types of data using primary data through in-depth interview…
The purpose of this research is to find out how zakat management and programs carried out by Zakat Management Organizations in South Sumatra in alleviating poverty and community welfare, especially those in South Sumatra. Zakat management organizations in this study consist of the National Amil Zakat Agency (BAZNAS) South Sumatra, the Indonesian Zakat Initiative (IZI) South Sumatra, and Dompet …
This study aims to determine the effect of Gross Regional Domestic Product, Inflation and Per Capita Income on Wadiah Savings in BPRS Regency or City of Central Java province. The data used are secondary data obtained from the Central Statistics Agency (BPS) and the Financial Services Authority (OJK) in 10 regencies or cities of Central Java Province during the 2018-2021 period. The analysis te…
Zakat is one of the obligations of a muslim wealth has reached nishab, besides that zakat is also a tool that can be used to reduce poverty. Zakat in Indonesia has enormous potential because Indonesia is the largest muslim country in the world, so its very important to manage zakat collectively carried out by amil zakat institutions so that the benefits of zakat can be spread more widely. This …
This study aims to determine how the influence of the Characteristics of the Sharia Supervisory Board, Profitability and Leverage on Disclosure of Islamic Social Reporting, The population used in this study is 15 BUS in Indonesia within 3 years. Consecutive from 2018 to 2021. The samples in this study were 8 BUS for the 2018-2021 period with a total sample of 32 samples. This type of research i…