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Tujuan penelitian ini adalah untuk mengetahui faktor-faktor yang mempengaruhi Loan to Deposit Ratio (LDR) perbankan Provinsi Sumatera Selatan. LDR yang terlalu tinggi mengundang bahaya kredit macet, tetapi sebaliknya terlalu rendah mengindikasikan fungsi intermediasi bank tidak jalan. Penelitian ini mengambil sampel berdasarkan data sekunder dalam kurun waktu tahun 1994 sampai 2007. Hasil penel…
This research aims to determine the influence of GDP Growth, Inflation Rate, Exchange Rate and World Oil Prices in the short and long term on Indonesian Government Bond Yield Movements. The analysis method used is the Error Correction Model method. The data used in this research is secondary data obtained from various sources such as the Central Statistics Agency, Bank Indonesia and the World B…
Digitalization in payment systems in Emerging markets not only provides solutions to constraints on access to financial services, but is also a key driver for economic and social development. To be precise, the aftermath of the Covid-19 pandemic has accelerated the shift to digital payments, making it an important aspect of the financial system and increasing the urgency to maintain banking sec…
This research aims to explore the impact of interest rates, exchange rates, inflation, and population growth on financial depth in the context of BRICS countries. Secondary data in the form of cross-section and time series from 1997 to 2021 are utilized, involving all five BRICS nations. Data is sourced from the World Bank and the International Monetary Fund (IMF). Quantitative analysis is cond…
The widespread outbreak of Covid-19 that occurred a few years ago resulted in shocks to various sectors, including the global economy and Indonesia. This led to numerous obstacles affecting economic activities, ultimately disturbing the stability of banking institutions. This research aims to analyze liquidity risk and credit risk on the stability of banks in Indonesia during the Covid-19 pande…
This research aims to test and determine the effectiveness of foreign exchange reserves, financial deepening, and economic growth on exchange rate stability inIndonesia. This research uses an econometric data analysis model, namely a model that states that time series and latitudinal data produce data called data tables, where there are 4 data tables for the variables being analyzed, so that 4 …
Exchange rate volatility is a currency fluctuation that is influenced by the supply and demand for a country's currency. This research aims to analyze the influence of macroeconomic variables on the volatility of the rupiah exchange rate in Indonesia, with observations during January 2011Q1 – December 2022Q4, using the autoregressive distributed lag (ARDL) model to determine the influence of …
The digitalization of Finance has paved the way for fundamental changes in people's access and participation in financial services, with the potential to significantly expand financial inclusion.This study aims to analyze the influence of aspects of financial digitization on financial inclusion in ASEAN countries. The Data used in this study is secondary data in the form of time series data fro…
The Financial Globalization Index is a composite of a country's domestic financial system with external financial markets and institutions. The relationship between the Financial Globalization Index and the index of financial sector development has emerged as a critical phenomenon in the modern global economy. A study aimed to identify a dynamic model of the financial sector development index i…
This research aims to analyze the effect of financial inclusion on financial system stability in BRICS countries. The data used in this research is secondary data in the form of panel data for the 2012-2021 period. The method in this research uses a quantitative approach with panel data regression analysis techniques, namely the Fixed Effect Model (FEM). The variables in this research consist o…
Macroeconomic stability is considered to be one of the most important parts of the country's economic system because economic stability shows the extent to which economic activity can generate additional income or public welfare. In maintaining economic stability, each country has its own policies, one of which is related to the implementation of credit and brings up various new digital innovat…
This research aims to analyze the factors that influence the profitability of large banks in Indonesia. This research uses secondary data in the form of panel data for the quarterly period Q1 2018 – Q4 2021, and uses a sample of five banks with the highest assets (KBMI 1) in Indonesia. The analysis technique in this research uses panel data regression, namely the Fixed Effect Model (FEM). Ret…
This study aims to determine the effect of Non Performing Loans (NPL), Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR) on Return On Equity Banks (ROE) in ASEAN countries. Secondary data is used in the form of a combination of cross sections and time series for the period 2008 - 2022 and covers 6 ASEAN countries. The data obtained comes from the Federal Reserve Economic Data and the …
This research aims to determine the influence of the BI Rate, World Gold Prices, and the Global Stock Index (Dow Jones Index) on the LQ-45 Stock Index. Secondary data is used in the form of a time series for the period August 2013 – May 2023. The data obtained comes from the Indonesia Stock Exchange, Bank Indonesia, Investing, and Yahoo Finance. Descriptive data analysis was carried out based…