This study aims to analyze the influence of internal and macroeconomic factors on the financial performance of Islamic banking in five major Middle Eastern countries, namely Saudi Arabia, Egypt, Qatar, Kuwait, and the United Arab Emirates for the period 2015–2024. Financial performance in this study is measured using the Return on Assets (ROA) ratio as the main indicator of profitability. The…
Penelitian ini memfokuskan pada urgensi perlindungan hukum bagi konsumen dalam sektor fintech lending yang sangat rentan menimbulkan berbagai bentuk sengketa, sehingga dibutuhkan peran LAPS-SJK sebagai lembaga penyelesaian yang efektif. Namun pada praktiknya, mekanisme penyelesaian sengketa melalui LAPS-SJK masih menghadapi hambatan signifikan. Tujuan penelitian ini adalah untuk menganalisis ka…
The development of Islamic banking in Organization of Islamic Cooperation (OIC) countries has shown significant growth over the last decade. This study aims to analyze the effects of financial freedom, Islamic financial inclusion, and rule of law on the growth of Islamic bank assets in seven OIC countries during the 2015–2024 period. Using a quantitative approach and panel data regression, th…
The freezing of bank accounts carried out by the Financial Transaction Reports and Analysis Center (PPATK) as of May 15, 2025 resulted in the freezing of 122 million dormant accounts. One of the reasons for freezing these accounts was that they had shown no transaction activity for three consecutive months and were suspected of being used for money laundering. This account freeze aims to protec…
Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh Rasio Bagi Hasil, Rasio Distribusi Berkeadilan, Rasio Pendapatan Halal, dan Indeks Pelaporan Tanggung Jawab Sosial Islam terhadap kinerja keuangan yang diproksikan dengan Return On Equity (ROE). Populasi dalam penelitian ini sebanyak 14 Bank Umum Syariah yang ada di Indonesia periode 2021-2024. Teknik yang digunakan adalah Purp…
This study aims to analyze the legal protection of personal data of Islamic banking customers and the liability of banking institutions for the misuse or leakage of such data, particularly at Bank Syariah Indonesia. The urgency of this research is driven by the increasing use of digital technology in banking services, which, on the one hand, provides convenience, but on the other hand, creates …
Digitalisasi sistem keuangan perusahaan menjadi kebutuhan mendasar dalam mendukung efisiensi dan akuntabilitas transaksi bisnis modern. PT Pupuk Sriwidjaja Palembang menerapkan layanan digital banking Kopra by Mandiri sebagai sarana utama dalam melaksanakan pembayaran kepada pihak ketiga. Tujuan dari penulisan laporan ini untuk mengetahui mekanisme pembayaran kepada pihak ketiga melalui digital…
This final report is entitled "Procedure for Recording Pesirah Raden Savings Transactions at Bank Sumatra Babel KC Prabumulih". The purpose of this writing is to understand the procedures for opening an account, recording deposit transactions, and recording Pesirah Raden Savings withdrawal transactions at Bank Sumsel Babel KC Prabumulih. The preparation method included direct observation during…
This study aims to analyse the influence of financial inclusion indicators, consisting of the number of bank branches, non-remunerative funding (low-cost funds/wadiah), and total financing, as well as macroeconomic variables (inflation and GDP) on the performance of Islamic banking measured by Return on Assets (ROA). The case study was conducted on the Islamic banking industry in four countries…
The thesis entitled Default Settlement Strategy for Micro, Small, and Medium Business (SME) Credit Debtors at PT Bank Mandiri (Persero) Tbk. Region II/Sumatra 2 is motivated by legal problems related to the occurrence of defaults in credit agreements that can cause non-performing loans (NPL) and have the potential to disrupt the stability of banking activities. The problems discussed in this st…
This study aims to examine the effect of green banking on the profitability of Islamic commercial banks in Southeast Asia during the 2021–2023 period. The object of this study is Islamic commercial banks in Southeast Asia that meet the research criteria. Using the purposive sampling method, the study obtained a sample of 25 Islamic commercial banks with a total of 75 observations. The indepen…