This study aims to analyze the influence of internal and macroeconomic factors on the financial performance of Islamic banking in five major Middle Eastern countries, namely Saudi Arabia, Egypt, Qatar, Kuwait, and the United Arab Emirates for the period 2015–2024. Financial performance in this study is measured using the Return on Assets (ROA) ratio as the main indicator of profitability. The…
The development of Islamic banking in Organization of Islamic Cooperation (OIC) countries has shown significant growth over the last decade. This study aims to analyze the effects of financial freedom, Islamic financial inclusion, and rule of law on the growth of Islamic bank assets in seven OIC countries during the 2015–2024 period. Using a quantitative approach and panel data regression, th…
Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh Rasio Bagi Hasil, Rasio Distribusi Berkeadilan, Rasio Pendapatan Halal, dan Indeks Pelaporan Tanggung Jawab Sosial Islam terhadap kinerja keuangan yang diproksikan dengan Return On Equity (ROE). Populasi dalam penelitian ini sebanyak 14 Bank Umum Syariah yang ada di Indonesia periode 2021-2024. Teknik yang digunakan adalah Purp…
This study aims to analyze the legal protection of personal data of Islamic banking customers and the liability of banking institutions for the misuse or leakage of such data, particularly at Bank Syariah Indonesia. The urgency of this research is driven by the increasing use of digital technology in banking services, which, on the one hand, provides convenience, but on the other hand, creates …
This study aims to examine the effect of green banking on the profitability of Islamic commercial banks in Southeast Asia during the 2021–2023 period. The object of this study is Islamic commercial banks in Southeast Asia that meet the research criteria. Using the purposive sampling method, the study obtained a sample of 25 Islamic commercial banks with a total of 75 observations. The indepen…
This study aims to analyze the effect of green financing and operational efficiency on the disclosure of green banking implementation in Islamic Commercial Banks in Indonesia. This study uses secondary data obtained from the annual reports and sustainability reports of Islamic Commercial Banks published on the official websites of each bank. The analytical method employed is panel data regressi…
Perbankan syariah merupakan sistem perbankan yang beroperasi berdasarkan prinsip syariah Islam, seperti larangan riba, keadilan, transparansi, dan kemitraan antara bank dan nasabah. Prinsip tersebut diterapkan melalui produk tabungan berbasis akad kerja sama, di mana keuntungan diperoleh dari kegiatan usaha yang halal dan produktif guna menciptakan hubungan yang adil dan saling menguntungkan. T…
Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio, Debt to Asset Ratio, dan Ukuran Perusahaan terhadap Financial Distress pada Bank Syariah Indonesia dan Malaysia pada tahun 2017–2022. Metode penelitian yang digunakan adalah metode kuantitatif. Jenis data pada penelitian ini merupakan data sekunder yang diperoleh dari database Moody’s Analytics Bank Focus melalui s…
The economic health of a country can be measured through its banking sector, which plays a vital role in maintaining monetary stability. This study aims to analyze the effects of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and Operating Expenses to Operating Income (BOPO) on Return on Assets (ROA) in Sharia Commercial Banks (BUS) in Indonesia …
Penelitian ini bertujuan untuk menganalisis dan mengetahui pengaruh kecukupan modal, risiko pembiayaan, dan tingkat likuiditas terhadap nilai perusahaan dengan profitabilitas sebagai variabel intervening pada Bank Umum Syariah di Indonesia periode 2013-2023. Populasi dalam penelitian ini adalah 13 Bank Umum Syariah yang ada di Indonesia periode 2013-2023. Teknik yang digunakan dalam pengambilan…
This research is aimed to analyze the causal relationship between financing extended and liquidity of Islamic hanking in Indonesia period March 2003 to December 2007 by using secondary data. This research is using quantitative and qualitative technic analyze, whereas quantitative analysis by using simple regression and Granger Causality method. Based on re suit, this research is only has uni-di…
The purpose of this researcn is to know the effect of Financing extended and Bank Indonesia Wadiah Certificate on Profits Islamic Banks’s in Indonesia. The data that used in this research is secondary data, of March 2003th to the December 2007,h. Based on estimation that Financing extended and Bank Indonesia Wadiah Certificate have positive and significantly effect Profits Islamic Banks’s
Buku ini memberikan wawasan dan pemahaman seputar problem dan prospek bank syariah, pentingnya peran perguruan tinggi dalam pengembangan sumber daya manusia dan transformasi perbankan syariah.
This research aims to analyze the financial system which is used Syariah Bank in South Sumatera to develop the real sedor. Data used in this research are time series data (data from January 2004 - June 2005). The result of this research shows that there were two economic sector which have good growth: transportation and warehousing; and business Services. By combining between the financial grow…
Penelitian ini bertujuan untuk mengukur kinerja Bank Sumsel Babel Syariah Cabang Syariah Palembang menggunakan pendekatan balanced scorecard sebagai sebuah pendekatan yang dapat mengukur kinerja dengan empat perspektif yaitu perspektif keuangan, perspektif pelanggaan, perspektif proses bisnis internal dan perspektif pertumbuhan dan pembelajaran. Penelitian dilakukan dengan mengambil data selama…