Perbankan syariah merupakan sistem perbankan yang beroperasi berdasarkan prinsip syariah Islam, seperti larangan riba, keadilan, transparansi, dan kemitraan antara bank dan nasabah. Prinsip tersebut diterapkan melalui produk tabungan berbasis akad kerja sama, di mana keuntungan diperoleh dari kegiatan usaha yang halal dan produktif guna menciptakan hubungan yang adil dan saling menguntungkan. T…
Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio, Debt to Asset Ratio, dan Ukuran Perusahaan terhadap Financial Distress pada Bank Syariah Indonesia dan Malaysia pada tahun 2017–2022. Metode penelitian yang digunakan adalah metode kuantitatif. Jenis data pada penelitian ini merupakan data sekunder yang diperoleh dari database Moody’s Analytics Bank Focus melalui s…
The economic health of a country can be measured through its banking sector, which plays a vital role in maintaining monetary stability. This study aims to analyze the effects of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and Operating Expenses to Operating Income (BOPO) on Return on Assets (ROA) in Sharia Commercial Banks (BUS) in Indonesia …
Penelitian ini bertujuan untuk menganalisis dan mengetahui pengaruh kecukupan modal, risiko pembiayaan, dan tingkat likuiditas terhadap nilai perusahaan dengan profitabilitas sebagai variabel intervening pada Bank Umum Syariah di Indonesia periode 2013-2023. Populasi dalam penelitian ini adalah 13 Bank Umum Syariah yang ada di Indonesia periode 2013-2023. Teknik yang digunakan dalam pengambilan…
This research is aimed to analyze the causal relationship between financing extended and liquidity of Islamic hanking in Indonesia period March 2003 to December 2007 by using secondary data. This research is using quantitative and qualitative technic analyze, whereas quantitative analysis by using simple regression and Granger Causality method. Based on re suit, this research is only has uni-di…
The purpose of this researcn is to know the effect of Financing extended and Bank Indonesia Wadiah Certificate on Profits Islamic Banks’s in Indonesia. The data that used in this research is secondary data, of March 2003th to the December 2007,h. Based on estimation that Financing extended and Bank Indonesia Wadiah Certificate have positive and significantly effect Profits Islamic Banks’s
Buku ini memberikan wawasan dan pemahaman seputar problem dan prospek bank syariah, pentingnya peran perguruan tinggi dalam pengembangan sumber daya manusia dan transformasi perbankan syariah.
This research aims to analyze the financial system which is used Syariah Bank in South Sumatera to develop the real sedor. Data used in this research are time series data (data from January 2004 - June 2005). The result of this research shows that there were two economic sector which have good growth: transportation and warehousing; and business Services. By combining between the financial grow…
Penelitian ini bertujuan untuk mengukur kinerja Bank Sumsel Babel Syariah Cabang Syariah Palembang menggunakan pendekatan balanced scorecard sebagai sebuah pendekatan yang dapat mengukur kinerja dengan empat perspektif yaitu perspektif keuangan, perspektif pelanggaan, perspektif proses bisnis internal dan perspektif pertumbuhan dan pembelajaran. Penelitian dilakukan dengan mengambil data selama…
This study aims to empirically examine the effect of tijarah contracts and tabarru contracts on the financial performance of Islamic banking as measured by ROA in Indonesia for the 2019-2023 period. Based on the purposive sampling method, the sample amounted to 10 Islamic banks with 50 observations of data sourced from the company's annual financial statements or annual reports. The results sho…
This quantitative study aims to examine the influence of the Board of Directors, Board of Commissioners, Audit Committee, Sharia Supervisory Board (SSB), and Intellectual Capital on Maqashid Sharia Performance in 13 Indonesian Sharia Commercial Banks (SCBs) over the 2020–2024 period, with a total of 64 observations, using Multiple Linear Regression. The findings indicate that the Board of Dir…
Penerapan keuangan berkelanjutan (Sustainable Finance) menjadi semakin penting di Indonesia, menuntut sektor keuangan untuk mempertimbangkan dampak ekonomi, sosial, dan lingkungan. Global Reporting Initiative (GRI) digunakan sebagai kerangka pelaporan keberlanjutan yang menekankan aspek ekonomi, lingkungan, dan sosial berkelanjutan (Triple Bottom Line). Penelitian ini bertujuan untuk menganalis…
Penelitian ini bertujuan untuk menganalisis perbandingan Reksa dana saham syariah antara di Indonesia dan Malaysia periode 2017-2021 dengan menggunakan analisis regresi data panel. Metode penelitian yang digunakan adalah teknik purposive sampling dan diperoleh 15 Reksa dana saham syariah Indonesia dan 15 Reksa dana saham syariah Malaysia. Hasil menunjukkan bahwa variabel Return Pasar (Kuala Lum…
This study aims to analyze the stability of Islamic and conventional banking in 18 countries in the Middle East and North Africa (MENA) region and the factors that influence it. This study uses panel data regression by taking a sample of 86 Islamic banks and 174 conventional banks during the 2011-2019 period. The analytical tools used are z-score analysis and panel data regression. The regressi…
This study aims to analyze the effect of usury knowledge and Islamic banking products on the perception of using Islamic bank services in the 2019-2022 batch of development economics students at Sriwijaya University. This study uses a quantitative descriptive method with a questionnaire as a research instrument. The population in this study amounted to 738 students and 89 respondents were taken…
This study aims to determine the effect of Islamic sukuk, Islamic mutual funds, investment, and ZIS on economic growth in Indonesia in 2017-2022. The research method used is a quantitative method. The data used in this research are secondary data obtained from BPS and Baznas data. Based on the results of data analysis it is known that Sukuk has a positive and significant influence on Indonesia'…
The purpose of this research is to find out how zakat management and programs carried out by Zakat Management Organizations in South Sumatra in alleviating poverty and community welfare, especially those in South Sumatra. Zakat management organizations in this study consist of the National Amil Zakat Agency (BAZNAS) South Sumatra, the Indonesian Zakat Initiative (IZI) South Sumatra, and Dompet …
This study aims to determine the effect of Gross Regional Domestic Product, Inflation and Per Capita Income on Wadiah Savings in BPRS Regency or City of Central Java province. The data used are secondary data obtained from the Central Statistics Agency (BPS) and the Financial Services Authority (OJK) in 10 regencies or cities of Central Java Province during the 2018-2021 period. The analysis te…
Penelitian ini bertujuan untuk mengetahui Pengaruh dan perkembangan Tingkat Pembiayaan Syariah, Kecukupan modal, Dan Pembiayaan Bermasalah Terhadap Kinerja Laba Unit Usaha Syariah Di Indonesia. Data yang digunakan adalah data sekunder, berupa laporan Keuangan 15 Unit Usaha Syariah di Indonesia tahun 2016-2020. Teknik analisis data yang digunakan adalah Analisis Regresi Data Panel menggunakan Fi…
This study aims to determine the effect of zakat, infaq, sedekah (ZIS), Islamic financing, Islamic mutual funds and sukuk on Indonesia's economic growth in 2011-2019 in the short and long term. The data used is secondary data of the quarter time series type with a total of 9 years of observations for the first quarter of 2011-fourth quarter of 2019 sourced from the Central Statistics Agency (BP…
A mosque succeeds in prospering the ummah, if it is able to provide an atmosphere of kindness and is able to provide comfort for a ummah. Good management of finances and various mosque programs will have a very important impact on mosque governance. This makes the importance of good and correct management from the financial side of the mosque, as well as the importance of managing mosque progra…
Efforts to encourage the development of Islamic banking, the Indonesian Muslim community is currently waiting for a sound and reliable sharia banking system to accommodate their needs for banking services that comply with sharia principles. The development of Islamic banking is also shown to increase the mobilization of public funds which so far have not been served by the conventional banking …
This study analyzes the Effect of Islamic Capital Market Capitalization and Labor on Indonesia’s Economic Growth. This study uses secondary data in the form of time series originating from the Central Bureau of Statistics and the Financial Services Authority for 2014-2022. The analysis technique used in this study is to use quantitative analysis techniques. The method used is the Error Correc…
Penelitian ini bertujuan untuk menganalisa dan mendeskripsikan bagaimana pengaruh pembiayaan qardh, tabungan wadiah, dan pembiayaan kafalah terhadap profitabilitas. Penelitian ini menggunakan teknik analisis kuantitatif dan data yang digunakan ialah data panel yang berbentuk time series dan cross section, yang selanjutnya akan diolah menggunakan SPSS. Populasi pada penelitian ini adalah Bank Um…