The number of arrears of BPJS contributions for the PBPU group in Kepahiang sub-district is high at 43% of the total arrears in Kepahiang Regency. This study aims to determine the factors associated with arrears in paying the contributions of JKN participants in the PBPU segment in Kepahiang subdistrict in 2022. Quantitative method with a sample of 115 people, using a cross sectional design wit…