Ultraviolet (UV) rays can negatively affect the skin and increase the risk of developing skin cancer especially if it occurs throughout childhood and adolescence. For teenagers, especially those who are often active outdoors, use of sunscreen is very important in order to avoid premature aging and various harmful effects of UV radiation. The use of inappropriate products will hamper the sunscre…
This research is motivated by the lack of transparency in the management of pension funds to the general public (public). This study aims to determine the management of pension funds at PT Pertamina (Persero) Refinery Unit III Plaju, Palembang. The research method used is a qualitative research method using a descriptive approach. The data collection techniques used were observation, in-depth i…