The number of arrears in JKN contributions in Indonesia continues to increase every year. Based on the Social Security Monitoring and Evaluation System of the National Social Security Council (SISMONEV-DJSN), the number of BPJSparticipants who are inactive due to arrears in contributions recorded a significant increase, from 15.67 million people (51 %) in 2022 to 48.25 million people (76.1%) in…