The study investigates the developments in conventional bank credit and fintech lending in the money supply in emerging market countries such as Indonesia, China, India, Brazil, Mexico, Malaysia, Colombia, South Korea, and South Africa using the panel data regression method with Fixed Effect Model (FEM). The Secondary data used in this study were obtained from publications, reports, and statist…
ABSTRAK Pada penelitian ini telah dilakukan perancangan miniatur pelacak posisi matahari menggunakan dua buah sensor LDR untuk mengindera arah gerak matahari. Pelacak posisi matahari digunakan untuk menggerakkan sel surya agar mengikuti arah gerak matahari. Rangkaian elektronik terdiri dari rangkaian catudaya, rangkaian mikrokontroler, ATmega16, LCD, rangkaian driver motor stepper, dan rangkai…