This study was aimed to finding out the influence of Loan to Deposit Ratio (LDR), Retura On Asset (ROA) and Rupiah Exchange Rate on the Banking Portfolios in Indonesia in the Period of 2003-2012. The data were secondary obtained from the Bank of Indonesia in the period of 2003:1 to 2012:4. Ordinary Least Square (OLS) was used to analyze the data. This study showed that Loan to Deposit Ratio (LD…