Bank Syariah Mandiri is one of the sharia bank in Indonesia with good enough growth. It can see from financial ratios. One of it is Return on Equity (ROE) that influenced by many factors, among others Financing to Deposit Ratio (FDR), Capital Adeguacy Ratio (CAR) and BOPO. Based on that short analysis, so it was formulate problem as: how did the influence of FDR, CAR and BOPO to Bank Syariah Ma…