UTILIZATION OF NATIONAL HEALTH INSURANCE (JKN) IN HEALTH FACILITIES DURING THE COVID-19 PANDEMIC During the COVID-19 pandemic, there has been a decline in the use of JKN in all health care facilities. This research is a phenomenological approach, so the focus of this research is to examine the use of JKN during the COVID-19 pandemic by analyzing the determination of the use of JKN in Puskesmas …