Having a lot of Shari’a banks, whether operate in stand alone way or Shari’a Exertion Unit (dual banking system) offered by Conventional Banks, give a new vision to the banking history in Indonesia. Public’s trust to Shari’a Bank was rising when Indonesia had monetary crisis since 1997, which caused many Conventional Bank, especially on whole sale banking, collapsed. However, this indir…
Penelitian dalam skripsi ini bertujuan untuk menganalisis hubungan antara tingkat suku bunga SBI terhadap simpanan dana masyarakat pada perbankan di propinsi Sumatera Selatan periode 2003. Teori yang digunakan adalah teori jumlah uang beredar, portofolio dan pasar modal, serta teori tingkat bunga klasik (loanable funds). Data yang digunakan pada penelitian ini adalah data sekunder yaitu data me…
Kinerja perbankan Indonesia ini dinilai dari beberapa kriteria penilaian/kesehatan bank yang ditetapkan oleh Bank Indonesia, yaitu LDR dan CAR, pertumbuhan neraca Bank Indonesia, jumlah bank dan kantor Bank Umum di Indonesia, indikator usaha seluruh Bank Umum, serta suku bunga deposito berjangka dan kredit yang ditetapkan oleh Bank Umum. Dari LDR diketahui rasio total kredit yang diberikan dan …
This study aims to determine the influence of training and motivation on employee performance. This study uses descriptive analysis with quantitative methods assisted by the SPSS program. The sample in this study is 128 non-permanent employees at Bank Sumsel Babel Main Branch, Captain A. Rivai, Palembang, who are actively working. The data collection technique is used by distributing questionna…
Penelitian ini bertujuan untuk mengukur kinerja Bank Sumsel Babel Syariah Cabang Syariah Palembang menggunakan pendekatan balanced scorecard sebagai sebuah pendekatan yang dapat mengukur kinerja dengan empat perspektif yaitu perspektif keuangan, perspektif pelanggaan, perspektif proses bisnis internal dan perspektif pertumbuhan dan pembelajaran. Penelitian dilakukan dengan mengambil data selama…
This study aims to empirically examine the effect of tijarah contracts and tabarru contracts on the financial performance of Islamic banking as measured by ROA in Indonesia for the 2019-2023 period. Based on the purposive sampling method, the sample amounted to 10 Islamic banks with 50 observations of data sourced from the company's annual financial statements or annual reports. The results sho…
This study aims to determine the impact of Bitcoin Cryptocurrency, Exchange Rates, and Interest Rates on the stock prices of banking companies listed on the Indonesia Stock Exchange (IDX). The research utilizes secondary panel data covering the period from January 2015 to December 2023, sourced from the Indonesia Stock Exchange, Bank Indonesia, and Investing.com. Descriptive data analysis was p…
This study analyzes banking industry performance before and after the Covid-19 pandemic, the variables used are Return on Asset (ROA), Return on Equity (ROE) and Net Interest Margin (NIM) which focuses on foreign exchange banks listed on the Indonesia Stock Exchange. The financial statements of foreign exchange banks were taken from before the Covid-19 pandemic in 2019 while during the 2020 Cov…
This study aims to examine the differences in sustainable finance between Islamic commercial banks and conventional commercial banks in Indonesia. The object of this research is Islamic commercial banks and conventional commercial banks that implement Sustainable Finance in 2020-2023. Using purposive sampling, the sample consists of 58 companies, comprising 8 Islamic commercial banks and 50 con…
This study aims to determine the impact of banking digitalization, as proxied by ATMs and mobile banking, and bank soundness, as measured by CAR, BOPO, and LDR, on bank profitability for the period 2015-2022. The study utilizes secondary data obtained from the official IDX website and company annual reports. The research utilizes panel data regression with the sample that includes six commercia…
This study aims to determine the effect of Profit Sharing Financing, Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) on the Profitability of Sharia Commercial Banks. The type of data used is panel data consisting of crosssection and time series data. The cross-section data in this research is in the form of 5 Sharia Commercial Banks, namely BCA Syariah, Muamalat, BSI, Victoria …
Penyelesaian Sengketa adalah salah satu prosedur untuk mengakhiri konflik antar kedua belah pihak, Sengketa ini terjadi karena kedua belah pihak ada yang melakukan wanprestasi atau perbuatna melawan hukum. Pada ruang lingkup Perbankan sendiri Nasabah dan Bank sering terjadi Sengketa dikarenakan adanya cidera janji ataupun perbuatan melawan hukum, maka dari itu Otoritas Jasa Keuangan mendirikan …
This quantitative study aims to examine the influence of the Board of Directors, Board of Commissioners, Audit Committee, Sharia Supervisory Board (SSB), and Intellectual Capital on Maqashid Sharia Performance in 13 Indonesian Sharia Commercial Banks (SCBs) over the 2020–2024 period, with a total of 64 observations, using Multiple Linear Regression. The findings indicate that the Board of Dir…
Penerapan keuangan berkelanjutan (Sustainable Finance) menjadi semakin penting di Indonesia, menuntut sektor keuangan untuk mempertimbangkan dampak ekonomi, sosial, dan lingkungan. Global Reporting Initiative (GRI) digunakan sebagai kerangka pelaporan keberlanjutan yang menekankan aspek ekonomi, lingkungan, dan sosial berkelanjutan (Triple Bottom Line). Penelitian ini bertujuan untuk menganalis…
ABSTRAK Pada 08 Mei 2023 hingga 11 Mei 2023 lalu Bank Syariah Indonesia mengalami gangguan layanan yang menyebabkan nasabah tidak dapat melakukan transaksi melalui layanan mobile banking. Gangguan layanan ini pun menyebabkan kekhawatiran yang dirasakan oleh nasabah dan menjadi sorotan publik. Maraknya pemberitaan di media massa menyebabkan masalah ini menjadi suatu krisis. Bank Syariah Indonesi…
This final report discusses the procedure for gold ownership financing at Bank Sumsel Babel Syariah Pusat Jakabaring, which utilizes the Murabahah contract as the basis of its transactions. This product is designed to assist customers in owning gold as a form of sharia-compliant investment through an installment system. The research was conducted through direct observation during a two-month in…
This study examines the impact of macroeconomic variables and profitability on stock returns. The population includes all banking sector companies listed on the Indonesia Stock Exchange in 2011-2023, totalling 53 companies. This study uses a purposive sampling method to select the sample and 19 companies being chosen as the research sample. The independent variables in this study include inflat…
Rapid technological developments have had an impact on many things, one of which is the ease of conducting financial transactions through mobile banking services, which are increasingly being used by students. Easy access helps students manage their finances more quickly and practically. This study aims to prove the effect of mobile banking use on the financial management of Economics Education…
Skripsi ini berjudul “PENERAPAN PASAL 67 KUHP KEPADA PELAKU TINDAK PIDANA PERBANKAN DAN PENCUCIAN UANG (STUDI KASUS : PUTUSAN NOMOR 13/PID.SUS/2022/PN.YYK)”. Rumusan masalah yang diangkat pada penelitian ini yaitu bagaimana dasar pertimbangan Hakim dalam menjatuhkan pidana penjara selama nihil dalam putusan nomor 13/Pid.Sus/2022/PN.Yyk dan bagaimana penerapan Pasal 67 KUHP dalam sistem pemi…
This research aims to determine the influence of Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM) on the stock return of banking companies listed on the ASEAN Exchange. This research uses a quantitative research approach with secondary data sources. The population in this study includes all banking companies listed on the ASEAN Exchange for the period 2019-2023. The…
Dilatar belakangi dengan bank menerapkan adanya jaminan sebagai syarat yang paling penting dalam memperoleh kredit karena adanya keyakinan kemampuan debitur dalam melunasi pinjamannya. Dalam konteks pembahasan ini, berkaitan dengan objek jaminan Hak Tanggungan berupa Sertifikat Hak Milik (SHM) berdasarkan Pasal 4 Undang-Undang No. 4 tahun 1996 mengenai objek Hak Tanggungan. Hak tanggungan merup…
In the banking world, a teller and customer service are frontliners in banks who play an active role in providing services. Teller provides services related to transactions and customer service provides services related to bank product information and customer complaints. This Final Report focuses on the implementation of teller and customer service services at Bank Sumsel Babel Muara Padang Ca…
The research aims to find out empirically the influence of Good Corporate Governance on banking profitability in Indonesia. The method used in the study is a quantitative method with secondary data sources obtained from good corporate governance reports and financial statements from each bank. The sample was obtained using purposive sampling, namely banks that had participated in CGPI in 2019-2…
Mobile banking apps are growing in popularity in Indonesia, one of which is Livin' by Mandiri, which ranks third in highest usage according to GoodStats 2022 data. Understanding app user reviews can influence the level of satisfaction with the app. This research aims to fill the gap by analyzing review sentiment using the Long Short-Term Memory (LSTM) method and FastText word embedding. LSTM wa…