This study aims to determine the impact of Bitcoin Cryptocurrency, Exchange Rates, and Interest Rates on the stock prices of banking companies listed on the Indonesia Stock Exchange (IDX). The research utilizes secondary panel data covering the period from January 2015 to December 2023, sourced from the Indonesia Stock Exchange, Bank Indonesia, and Investing.com. Descriptive data analysis was p…
This study analyzes banking industry performance before and after the Covid-19 pandemic, the variables used are Return on Asset (ROA), Return on Equity (ROE) and Net Interest Margin (NIM) which focuses on foreign exchange banks listed on the Indonesia Stock Exchange. The financial statements of foreign exchange banks were taken from before the Covid-19 pandemic in 2019 while during the 2020 Cov…
This study aims to examine the differences in sustainable finance between Islamic commercial banks and conventional commercial banks in Indonesia. The object of this research is Islamic commercial banks and conventional commercial banks that implement Sustainable Finance in 2020-2023. Using purposive sampling, the sample consists of 58 companies, comprising 8 Islamic commercial banks and 50 con…
This study aims to determine the impact of banking digitalization, as proxied by ATMs and mobile banking, and bank soundness, as measured by CAR, BOPO, and LDR, on bank profitability for the period 2015-2022. The study utilizes secondary data obtained from the official IDX website and company annual reports. The research utilizes panel data regression with the sample that includes six commercia…
This study aims to determine the effect of Profit Sharing Financing, Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) on the Profitability of Sharia Commercial Banks. The type of data used is panel data consisting of crosssection and time series data. The cross-section data in this research is in the form of 5 Sharia Commercial Banks, namely BCA Syariah, Muamalat, BSI, Victoria …
Penyelesaian Sengketa adalah salah satu prosedur untuk mengakhiri konflik antar kedua belah pihak, Sengketa ini terjadi karena kedua belah pihak ada yang melakukan wanprestasi atau perbuatna melawan hukum. Pada ruang lingkup Perbankan sendiri Nasabah dan Bank sering terjadi Sengketa dikarenakan adanya cidera janji ataupun perbuatan melawan hukum, maka dari itu Otoritas Jasa Keuangan mendirikan …
This quantitative study aims to examine the influence of the Board of Directors, Board of Commissioners, Audit Committee, Sharia Supervisory Board (SSB), and Intellectual Capital on Maqashid Sharia Performance in 13 Indonesian Sharia Commercial Banks (SCBs) over the 2020–2024 period, with a total of 64 observations, using Multiple Linear Regression. The findings indicate that the Board of Dir…
Penerapan keuangan berkelanjutan (Sustainable Finance) menjadi semakin penting di Indonesia, menuntut sektor keuangan untuk mempertimbangkan dampak ekonomi, sosial, dan lingkungan. Global Reporting Initiative (GRI) digunakan sebagai kerangka pelaporan keberlanjutan yang menekankan aspek ekonomi, lingkungan, dan sosial berkelanjutan (Triple Bottom Line). Penelitian ini bertujuan untuk menganalis…
ABSTRAK Pada 08 Mei 2023 hingga 11 Mei 2023 lalu Bank Syariah Indonesia mengalami gangguan layanan yang menyebabkan nasabah tidak dapat melakukan transaksi melalui layanan mobile banking. Gangguan layanan ini pun menyebabkan kekhawatiran yang dirasakan oleh nasabah dan menjadi sorotan publik. Maraknya pemberitaan di media massa menyebabkan masalah ini menjadi suatu krisis. Bank Syariah Indonesi…
This final report discusses the procedure for gold ownership financing at Bank Sumsel Babel Syariah Pusat Jakabaring, which utilizes the Murabahah contract as the basis of its transactions. This product is designed to assist customers in owning gold as a form of sharia-compliant investment through an installment system. The research was conducted through direct observation during a two-month in…
This study examines the impact of macroeconomic variables and profitability on stock returns. The population includes all banking sector companies listed on the Indonesia Stock Exchange in 2011-2023, totalling 53 companies. This study uses a purposive sampling method to select the sample and 19 companies being chosen as the research sample. The independent variables in this study include inflat…
Rapid technological developments have had an impact on many things, one of which is the ease of conducting financial transactions through mobile banking services, which are increasingly being used by students. Easy access helps students manage their finances more quickly and practically. This study aims to prove the effect of mobile banking use on the financial management of Economics Education…
Skripsi ini berjudul “PENERAPAN PASAL 67 KUHP KEPADA PELAKU TINDAK PIDANA PERBANKAN DAN PENCUCIAN UANG (STUDI KASUS : PUTUSAN NOMOR 13/PID.SUS/2022/PN.YYK)”. Rumusan masalah yang diangkat pada penelitian ini yaitu bagaimana dasar pertimbangan Hakim dalam menjatuhkan pidana penjara selama nihil dalam putusan nomor 13/Pid.Sus/2022/PN.Yyk dan bagaimana penerapan Pasal 67 KUHP dalam sistem pemi…
This research aims to determine the influence of Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM) on the stock return of banking companies listed on the ASEAN Exchange. This research uses a quantitative research approach with secondary data sources. The population in this study includes all banking companies listed on the ASEAN Exchange for the period 2019-2023. The…
Dilatar belakangi dengan bank menerapkan adanya jaminan sebagai syarat yang paling penting dalam memperoleh kredit karena adanya keyakinan kemampuan debitur dalam melunasi pinjamannya. Dalam konteks pembahasan ini, berkaitan dengan objek jaminan Hak Tanggungan berupa Sertifikat Hak Milik (SHM) berdasarkan Pasal 4 Undang-Undang No. 4 tahun 1996 mengenai objek Hak Tanggungan. Hak tanggungan merup…
In the banking world, a teller and customer service are frontliners in banks who play an active role in providing services. Teller provides services related to transactions and customer service provides services related to bank product information and customer complaints. This Final Report focuses on the implementation of teller and customer service services at Bank Sumsel Babel Muara Padang Ca…
The research aims to find out empirically the influence of Good Corporate Governance on banking profitability in Indonesia. The method used in the study is a quantitative method with secondary data sources obtained from good corporate governance reports and financial statements from each bank. The sample was obtained using purposive sampling, namely banks that had participated in CGPI in 2019-2…
Mobile banking apps are growing in popularity in Indonesia, one of which is Livin' by Mandiri, which ranks third in highest usage according to GoodStats 2022 data. Understanding app user reviews can influence the level of satisfaction with the app. This research aims to fill the gap by analyzing review sentiment using the Long Short-Term Memory (LSTM) method and FastText word embedding. LSTM wa…
This research aims to analyze differences in the performance of Bank Syariah Indonesia (BSI) before and after the merger in the 2018–2023 period. The research method uses the Data Envelopment Analysis (DEA) approach to measure efficiency, the Islamicity Performance Index (IPI) to assess conformity with sharia principles, and Islamic Social Reporting (ISR) as an indicator of social performance…
This research aims to analyze and find out the Collaborative Governance of the Prabumulih Mobile Waste Bank Program at PT PLN (Persero) South Sumatra, Jambi and Bengkulu Distribution Unit (UID S2JB). Bank Sampah Mobile Prabumulih is a program that focuses on the importance of waste management, educating the public and the impact of waste on the environment. The methodology of this study, resear…
This research aims to analyze the influence of audit fees, audit tenure, audit rotation, and company size on audit quality in banking companies listed on the Indonesia Stock Exchange during the 2019-2024 period. Audit quality is a key factor in ensuring the integrity of financial reports and building stakeholder trust. The long duration of audit tenure can result in habituation, which has the p…
This study aims to analyze the factors that determine credit in Indonesian banking. We examine the effect of Non-Performing Loan (NPL), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), and Loan to Deposit Ratio (LDR) on green credit rasio. Using secondary data obtained from the financial reports of banks listed on the Indonesia Stock Exchange (IDX) for the 2018–2023 period, and panel …
In the era of globalization, the use of the internet and technology has become commonplace. One of them is the banking sector, which has shifted to offering services with a digital touch, such as mobile banking. Rating assessment on Playstore, the BSB Mobile application received a score of 4.0. When using m�banking, customers found complaints such as user accounts being blocked for no reason,…