Rapid technological developments have had an impact on many things, one of which is the ease of conducting financial transactions through mobile banking services, which are increasingly being used by students. Easy access helps students manage their finances more quickly and practically. This study aims to prove the effect of mobile banking use on the financial management of Economics Education…
Skripsi ini berjudul “PENERAPAN PASAL 67 KUHP KEPADA PELAKU TINDAK PIDANA PERBANKAN DAN PENCUCIAN UANG (STUDI KASUS : PUTUSAN NOMOR 13/PID.SUS/2022/PN.YYK)”. Rumusan masalah yang diangkat pada penelitian ini yaitu bagaimana dasar pertimbangan Hakim dalam menjatuhkan pidana penjara selama nihil dalam putusan nomor 13/Pid.Sus/2022/PN.Yyk dan bagaimana penerapan Pasal 67 KUHP dalam sistem pemi…
This research aims to determine the influence of Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM) on the stock return of banking companies listed on the ASEAN Exchange. This research uses a quantitative research approach with secondary data sources. The population in this study includes all banking companies listed on the ASEAN Exchange for the period 2019-2023. The…
Dilatar belakangi dengan bank menerapkan adanya jaminan sebagai syarat yang paling penting dalam memperoleh kredit karena adanya keyakinan kemampuan debitur dalam melunasi pinjamannya. Dalam konteks pembahasan ini, berkaitan dengan objek jaminan Hak Tanggungan berupa Sertifikat Hak Milik (SHM) berdasarkan Pasal 4 Undang-Undang No. 4 tahun 1996 mengenai objek Hak Tanggungan. Hak tanggungan merup…
In the banking world, a teller and customer service are frontliners in banks who play an active role in providing services. Teller provides services related to transactions and customer service provides services related to bank product information and customer complaints. This Final Report focuses on the implementation of teller and customer service services at Bank Sumsel Babel Muara Padang Ca…
The research aims to find out empirically the influence of Good Corporate Governance on banking profitability in Indonesia. The method used in the study is a quantitative method with secondary data sources obtained from good corporate governance reports and financial statements from each bank. The sample was obtained using purposive sampling, namely banks that had participated in CGPI in 2019-2…
Mobile banking apps are growing in popularity in Indonesia, one of which is Livin' by Mandiri, which ranks third in highest usage according to GoodStats 2022 data. Understanding app user reviews can influence the level of satisfaction with the app. This research aims to fill the gap by analyzing review sentiment using the Long Short-Term Memory (LSTM) method and FastText word embedding. LSTM wa…
This research aims to analyze differences in the performance of Bank Syariah Indonesia (BSI) before and after the merger in the 2018–2023 period. The research method uses the Data Envelopment Analysis (DEA) approach to measure efficiency, the Islamicity Performance Index (IPI) to assess conformity with sharia principles, and Islamic Social Reporting (ISR) as an indicator of social performance…
This research aims to analyze and find out the Collaborative Governance of the Prabumulih Mobile Waste Bank Program at PT PLN (Persero) South Sumatra, Jambi and Bengkulu Distribution Unit (UID S2JB). Bank Sampah Mobile Prabumulih is a program that focuses on the importance of waste management, educating the public and the impact of waste on the environment. The methodology of this study, resear…
This research aims to analyze the influence of audit fees, audit tenure, audit rotation, and company size on audit quality in banking companies listed on the Indonesia Stock Exchange during the 2019-2024 period. Audit quality is a key factor in ensuring the integrity of financial reports and building stakeholder trust. The long duration of audit tenure can result in habituation, which has the p…
This study aims to analyze the factors that determine credit in Indonesian banking. We examine the effect of Non-Performing Loan (NPL), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), and Loan to Deposit Ratio (LDR) on green credit rasio. Using secondary data obtained from the financial reports of banks listed on the Indonesia Stock Exchange (IDX) for the 2018–2023 period, and panel …
In the era of globalization, the use of the internet and technology has become commonplace. One of them is the banking sector, which has shifted to offering services with a digital touch, such as mobile banking. Rating assessment on Playstore, the BSB Mobile application received a score of 4.0. When using m�banking, customers found complaints such as user accounts being blocked for no reason,…
This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by dev…
Tujuan dari penelitian ini adalah untuk mengetahui perbandingan kinerja perbankan umum syariah Indonesia dan Malaysia berdasarkan rasio Islamicity Performance Index yaitu profit sharing ratio, zakat performance ratio, equitable distribution ratio, directors employee welfare ratio dan halal income vs non halal income ratio. Sampel dalam penelitian ini adalah 10 bank umum syariah yang terbagi men…