Dalam pemberian kredit di Bank Perekonomian Rakyat Sumsel terdapat beberapa jaminan yang diterima seperti Sertipikat Hak Milik tanpa Hak Tanggungan dan jaminan lainnya yang dokumen kepemilikannya belum bersifat final. Apabila perjanjian kredit dengan jaminan tersebut bermasalah maka tidak dapat dilakukan eksekusi secara langsung untuk melakukan pengembalian hutangnya sebagaimana ketentuan Pasal…
The advancement of digital technology, particularly Generative Artificial Intelligence (AI), has driven significant transformation in the marketing operations of Micro, Small, and Medium Enterprises (MSMEs). This study aims to analyze the acceptance of Generative AI in MSME marketing operations and examine its influence on customer loyalty by employing the Technology Acceptance Model (TAM). The…
Pembangunan SUTET sebagai Proyek Strategis Nasional (PSN) memiliki urgensi tinggi demi kepentingan umum, sehingga pelaksanaannya tidak boleh terhambat oleh sengketa kepemilikan tanah yang berlarut-larut. Namun, sengketa antarwarga sering kali menyebabkan terhentinya pembayaran ganti rugi dan mengancam kelancaran proyek, sehingga ditempuh mekanisme konsinyasi sebagai solusi hukum. Penelitian ini…
Background Hemorrhagic stroke is a neurological condition with high mortality, particularly in patients requiring mechanical ventilation due to decreased consciousness or respiratory failure. Initial neurological severity, comorbidities, and complications during hospitalization may influence patient outcomes. This study aimed to analyze factors associated with mortality in hemorrhagic stroke pa…
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Background: Vascular Cognitive Impairment (VCI) represents a leading cause of post-stroke cognitive impairment in Asia, including Indonesia, with substantial implications for quality of life and economic burden. Current management strategies emphasize early detection through the identification of specific biomarkers as predictive factors. The LDL/ApoB ratio is considered a more accurate surroga…
This study aims to analyze the influence of the Environmental, Social, and Governance (ESG) Score and financial performance, proxied by Return on Investment (ROI), Working Capital to Total Assets (WCTA), and Debt to Asset Ratio (DAR), on firm value, measured using Market Capitalization, Tobin's Q, and Price to Book Value (PBV), in non-financial companies in ASEAN countries. This study also incl…
Background: Stroke is a catastrophic disease with a significant economic burden, particularly for neurointervention procedures such as mechanical thrombectomy and coiling. A disparity exists between standard costs and actual billing charges for these procedures at Dr. Mohammad Hoesin Hospital Palembang. This study aimed to analyze the factors influencing hospitalization costs of stroke patients…