Having a lot of Shari’a banks, whether operate in stand alone way or Shari’a Exertion Unit (dual banking system) offered by Conventional Banks, give a new vision to the banking history in Indonesia. Public’s trust to Shari’a Bank was rising when Indonesia had monetary crisis since 1997, which caused many Conventional Bank, especially on whole sale banking, collapsed. However, this indir…
ABSTRAK Pada 08 Mei 2023 hingga 11 Mei 2023 lalu Bank Syariah Indonesia mengalami gangguan layanan yang menyebabkan nasabah tidak dapat melakukan transaksi melalui layanan mobile banking. Gangguan layanan ini pun menyebabkan kekhawatiran yang dirasakan oleh nasabah dan menjadi sorotan publik. Maraknya pemberitaan di media massa menyebabkan masalah ini menjadi suatu krisis. Bank Syariah Indonesi…
This final report discusses the procedure for gold ownership financing at Bank Sumsel Babel Syariah Pusat Jakabaring, which utilizes the Murabahah contract as the basis of its transactions. This product is designed to assist customers in owning gold as a form of sharia-compliant investment through an installment system. The research was conducted through direct observation during a two-month in…
This research aims to analyze differences in the performance of Bank Syariah Indonesia (BSI) before and after the merger in the 2018–2023 period. The research method uses the Data Envelopment Analysis (DEA) approach to measure efficiency, the Islamicity Performance Index (IPI) to assess conformity with sharia principles, and Islamic Social Reporting (ISR) as an indicator of social performance…
Macroeconomic fundamentals are all important things that will underlie the strength of a country's economic activity. This study aims to determine the effect of economic growth, inflation rate, exchange rate, and SBIS on the share price of Islamic banks in Indonesia in June 2018 – December 2021 either partially or together. The analysis technique used is panel data regression analysis with th…
Penelitian ini bertujuan untuk mengetahui Analisis Faktor-Faktor Yang Mempengaruhi Terjadinya Non Performing Financing Pada Bank Umum Syariah. Data yang digunakan dalam penelitian ini adalah data sekunder yang diperoleh dari Badan Pusat Statistik dan Otoritas Jasa Keuangan. Teknik Analisis dalam penelitian ini menggunakan metode analisis VAR. Hasil penelitian menunjukkan bahwa Pertumbuhan Ekono…
This study aims to examine the effect of sharia accounting knowledge and religiosity on the intention to save in Islamic banks in accounting students at Sriwijaya University. This study uses a quantitative approach with secondary and primary data types. The population in this study were active students majoring in accounting at Sriwijaya University in 2019, 2020 and 2021. The number of samples …
The purpose of this study was to determine the effect of the level of Islamic financial literacy on employee performance with the research object being employees of the Sumsel Babel Bank, Sharia Branch Office Palembang. This study uses a saturated sample technique. Questionnaires were distributed to 41 employees of Sumsel Babel Bank, Sharia Branch Office Palembang. Data were analyzed using SPSS…
This study aims to determine the relationship between bank-specific factors and macroeconomic variabel on Shariah bank risk taking. Using a panel data approach, this study posits macroeconomic and bank-specific factors as independent variables consisting of CAR, ROA, bank size, inflation, GDP and exchange rates. Risk taking as the dependent variable has proxies credit risk and bankruptcy risk. …
This study aims to determine the efficiency of Islamic banking between Indonesia and Malaysia in 2016-2020. This study uses the Stochastic Frontier Analysis method, where this method looks at the efficiency between 2 or more financial institutions. This study uses secondary data taken from the annual reports of each Islamic Bank. The results of this study indicate that total savings, total oper…
Bank Syariah Mandiri is one of the sharia bank in Indonesia with good enough growth. It can see from financial ratios. One of it is Return on Equity (ROE) that influenced by many factors, among others Financing to Deposit Ratio (FDR), Capital Adeguacy Ratio (CAR) and BOPO. Based on that short analysis, so it was formulate problem as: how did the influence of FDR, CAR and BOPO to Bank Syariah Ma…
Tujuan yang ingin dicapai dalam penelitian ini adalah untuk mengukur apakah publikasi CGPl mempengaruhi harga saham perusahaan perbankan atau tidak yang diketahui dengan menggunakan ada tidaknya abnormal return yang signifikan. Data analisis yang digunakan dalam penelitian ini adalah event study, untuk mengukur apakah informasi CGPl berpengaruh terhadap harga saham perusahaan perbankan yang dii…
This study aims to anlyze whether the treatment results and revenue for financing aetivities of Islamic Banking at Bank Muamalat indonesia in accordance with the principles of Islam and Islamic banking accounting. Islamic banking was introduced and emerged in Indonesia 1992. Islamic bank in Indonesia which is the first time the Bank Muamalat Indonesia goes along with it, then made the rules on …
Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh variabel halal (Xj), prinsip bagi hasil (X2), dan keuntungan dan falah (X3) terhadap keputusan nasabah menabung di Bank Syariah Mandiri Palembang dan untuk mengetahui variabel yang paling dominan berpengaruh pada keputusan nasabah menabung di Bank Syariah Mandiri Palembang. Penelitian ini menggunakan data primer yang diperoleh me…
Penelitian ini bertujuan untuk mengetahui perbedaan kinerja keuangan Bank Syariah Mandiri, Bank Muammalat dan Bank Mega Syariah periode 2009-2013. Jenis penelitian ini menggunakan penelitian deskriptifdengan menggunakan data sekunder yang diperoleh dari pojok situs www.bi.co.id dan situs www.syariahmandiri.co.id,www.muammalatbank.com,www.megasyariah.co.id Analisis data yang digunakan adalah ana…
This study aims to examine the effect of profitability, solvency, liquidity, operating efficiency, earnings persistence and financing risk on the sukuk ratings. The sample method was done by purposive sampling and obtained 3 samples. The data used are secondary data such as quarterly annual reports of Islamic Commercial Banks in Indonesia and rating data of sukuk for the period 2014-2020. Analy…
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This study aimed to evaluate whether the presentation of financial statements presented PT. Bank Sumsel Babel Unit Usaha Syariah Palembang Sliaria Division is in accordance with SFAS No.101. The results showed that some components of the fmancial statements are presented PT. Bank Sumsel Babel Unit Usaha Syariah Palembang have been in accordance with the provisions of SFAS No.101. Only in the Is…
This study aims to determine the practice of corporate social responsibility disclosure on three of Islamic Banks in Indonesia, namely PT Bank Muamalat Indonesia, Tbk (BMI), PT Bank Syariah Mandiri (BSM), and PT Bank Syariah Mega Indonesia (BSMl). In this study, the authors evaluate the performance of corporate social responsibility disclosure of Islamic Banks by using the index developed by Ha…
This research aims to know about the application of Good Corporate Goverment prinsiples at Bank Sumsel Babel Unit Usaha Syariah, and of course to know about how the application of good corporate gevemance can determine that the operational mecanism at Bank Sumsel Babel Unit Usaha Syariah had fiilfill and appropriate with syariah principles. Because of recent development prove that management of…