This research aims to examine the key factors behind BMT income in the City of Palembang. The data used in this study is secondary data from January 2017- December 2018. Based on that purpose, the method of analysis used is descriptive analysis and regression analysis of data panels with the Random Effect Model (REM). This study is aimed at Wadi’ah Savings, Murabahah Financing, and Murabahah …
This research aims to obtain the optimal price of a modified customer self-selection-based information service financing scheme. Using three financing schemes namely flat fee, usage-based, and two-part tariff based on customer preference with the addition of marginal costs, and monitoring costs and taking into account the quality of services provided based on the Leontief utility function. This…
This study aims to determine and describe the performance of the budget for health maintenance and recovery activities at the Jambi Provincial Mental Hospital during the Covid-19 pandemic in 2020. This research was motivated by not implementing several activity performance indicators and not achieving activity performance targets in the form of the number of implementation and budget realizatio…
Local governments in Indonesia still lack the ability to innovate and does not have the courage to manage risk. As a result, to encourage the issuance of good regional bonds, the central government must assist all local governments in their efforts to innovate in regional development. The purpose of this study was to assess the government of South Sumatra Province's ability to issue regional bo…
ABSTRACT THE INFLUENCE OF, INCOME THE EDUCATION LEVEL, AND THE SERVICE FOR THE PROBABILITY OF DID NOT CHOOSE A PRODUCT OF THE FINANCING MURABAHAH ( PT. CASE STUDIPAWNSHOP SYARIAH BRANCH PATAL PALEMBANG ) By: Yogi Rahmadoni, M. Subardin, Ariodillah Hidayat The purpose of this study is to determine the effect of income, education level, and service on the probability of not choosing murabahah fin…
This study aims to determine the effect of Regional Expenditures, City Road Length Infrastructure, Clean Water Distribution and Total Electricity on the Human Development Index in Cities of South Sumatra Province. The data used in this study is secondary data obtained from the Central Statistics Agency (BPS) for the period 2011-2020. The analysis technique in this study uses the panel data regr…
Penelitian ini bertujuan untuk mengetahui Biaya Penyelenggaraan Ibadah Haji dengan harga input meliputi bahan bakar pesawat, living cost dan harga hotel di Arab Saudi di Tahun 2020-2045. Data yang digunakan dalam penelitian ini data sekunder yang diperoleh dari Badan Pemeriksa Keuangan (BPK), Bank Indonesia (BI) dan Kementerian Agama. Teknik analisis yang digunakan adalah Forecasting, Analisa T…
This study aims to analyze how the Analysis of the Effect of Murabahah Financing, Ijarah Financing, and Non-Performing Finance on Return On Assets at Islamic Commercial Banks in Indonesia for the 2017-2020 Period. The data used is secondary data for the period 2017-2020 obtained from the websites of Bank Indonesia, the Central Statistics Agency (BPS) and also the Financial Services Authority (O…
ABSTRACT EFFECT OF THIRD PARTY FUNDS, FINANCING TO DEPOSIT RATIO, AND OPERATING COST PER OPERATING INCOME ON ISLAMIC BANK MURABAHAH FINANCING IN INDONESIA By : Amelia ; Dr. M. Subardin, S.E., M.Si ; Dr. Imam Asngari, S.E., M.Si This study aims to determine how the influence of Third Party Funds, Financing to Deposit Ratio (FDR), and Operating Cost per Operating Income on Murabahah Financing in …
This study aims to find out how the internal control is adopted in musyarakah financing and to test the effectiveness of internal control systems in the process of musyarakah financing in Bank Sumsel Babel sharia Branch Lubuk Linggau. Internal control analysis is done by interviewing about internal control elements of musyarakah financing and testing effectivily of internal control by using sam…
Penelitian ini bertujuan untuk menemukan hasil empiris dari pengaruh tingkat bagi hasil dan dana pihak ketiga terhadap pembiayaan murabaha pada Bank Syariah Mega Indonesia periode 2007-2011. Variabel-variabel yang diteliti adalah bagi hasil, dana pihak ketiga (DPK) dan pembiayaan murabaha. Data yang digunakan adalah data sekunder dari laporan keuangan Bank Mega Syariah Indonesia yang terdaftar …
This study aims to anlyze whether the treatment results and revenue for financing aetivities of Islamic Banking at Bank Muamalat indonesia in accordance with the principles of Islam and Islamic banking accounting. Islamic banking was introduced and emerged in Indonesia 1992. Islamic bank in Indonesia which is the first time the Bank Muamalat Indonesia goes along with it, then made the rules on …
Penelitian ini bertujuan untuk menganalisis apakah dana pihak ketiga, total aset serta imbal bagi hasil berpengaruh terhadap pembiayaan mudharabah, dan untuk mengetahui produktivitas pembiayaan mudharabah dengan menggunakan bentuk fungsi Cobb-Douglass. Data yang digunakan dalam penelitian ini adalah 6 bank syariah dari publikasi masing-masing bank dengan periode data triwulan I 2010 sampai…
The objective of this research was to determine the factors that affect Islamic banking financing in Indonesia. The factors used in this study were the Third Party Funds (TPF), the Non-Performing Financing (NPF), Bank Indonesia Sharia Certificate, inflation and exchange rates. .The data used in this study were the secondary data in the form of time series data from Islamic Banking Statistics, I…
Produk pembiayaan murabahah adalah salah satu produk unggulan pembiayaan perbankan syariah. Ikatan Akuntansi Indonesia telah menerbitkan Pernyataan Standar Akuntansi Keuangan (PSAK) No.102 yang bertujuan untuk mengatur pengakuan, pengukuran, penyajian dan pengungkapan transaksi murabahah. Adapun tujuan dari penelitian ini adalah untuk mengetahui kesesuaian penerapan pembiayaan murabahah pada PT…
Tujuan dari skripsi ini adalah Untuk melihat pengaruh Financing to Deposit Ratio (FDR) dan Capital Adequacy Ratio (CAR) terhadap Pembiayaan Bermasalah (NPF) pada BPRS di Indonesia Periode Maret 2015 - Desember 2019. Data yang digunakan adalah Data sekunder, berupa laporan keuangan BPRS Otoritas Jasa Keuangan periode 2010 sampai 2019. Teknik analisis data yang digunakan adalah Analisis Regresi D…
Penelitian ini untuk mengetahui determinan pembiayaan murabahah pada bank muamalat indonesia. Penelitian ini menggunakan data sekunder dalam periode Maret 2007- Desember 2019 dengan teknik analisis regresi linier berganda. Hasil penelitian ini menunjukkan bahwa variabel NPF, ROA, CAR, dan FDR secara bersama-sama berpengaruh terhadap Pembiayaan Murabahah dengan nilai R-squared sebesar 0.612400. …
This research aims to formulate the information service financing scheme based on the level of homogeneous consumer satisfaction. Previous models developed by considering the use of bundling scheme and the quality of service (QOS) based on the Cobb-Douglas utility functions to obtain more optimal results. This research was completed by modeling the Mixed Integer Nonlinear Programming (MINLP). T…
The purpose of this research is to know the influence of Supreme Audit Institution, Profit Sharing, Inflation, and Non Performing Financing on Micro Small Medium Enterprises's Funding. The data that used in this research is data time series. Analysis techniques that used in this research is Multiple Regression Method by using Eviews 8.0 Program. The results of individual research with variables…
Penelitian ini bertujuan untuk meganaiisis faktor-faktor yang mempengaruhi pembiayaan mudharabah pada bank syariah mandiri. Variabel yang digunakan dalam penelitian ini adalah Nisbah Bagi Hasil, Sertifikat Bank Indonesia Syariah (SBIS) , dan Pembiayaan Mudharabah. Dalam menganalisis pengaruh variabel bebas terhadap variabel terikat baik dalam jangka pendek maupun jangka panjang. Penelitian ini …
The objectives of this research are 1) to know the finance procedure form of internal control for vehicle especially motorbike in PT. Surya Abadi Morindo. 2) To measure effectiveness of internal control to the finance procedure which is implemented in PT. Surya Abadi Morindo. The result of this research show that formall control in PT. Surya Abadi Morindo has appropriate with the internal contr…
In Indonesia, SMEs contribute greatly to the gross domestic product. However, SMEs still need more attention, especially in terms of funding. Islamic mortgages have Arrum products that provide special financing for micro and small businesses that are expected to assist these efforts In this research, the method of analysis used descriptive qualilative which describes the correspondence between …
The main objective of ths research is to analyze whether external and internal factor could affect customers decision in choosing syariah mudharabah financing. The technique used in this research is quantitative and qualitative. Qualitative analysis carried out by using questionnaire distributed randomly to the bank customers as the respondents where quantitative analysis used SPSS vvith multip…
Penelitian ini bertujuan untuk mengetahui pengaruh lama menjadi anggota, jenis usaha dan nilai agunan terhadap penyaluran pembiayaan BMT Al-Aqobah Pusri kepada UMKM. Data yang digunakan dalam penelitian ini adalah data sekunderdan data primer dengan teknik analisis deskriptif kualitatif dan analisis kuantitatif. Hasil dari penelitian ini adalah (1) Variabel lama menjadi anggota berpengaruh nega…