This study aims to analyze the effect of Capital Structure, Sustainable Finance, and Islamic Social Reporting (ISR) on Financial Performance proxied by Return on Equity (ROE) in Islamic Commercial Banks during the 2021–2024 period, as well as to examine the role of Islamic Corporate Governance (ICG) as a moderating variable. This research employs a quantitative approach using secondary data o…
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Tujuan penelitian ini untuk mengetahui bagaimana pengaruh pendapatan bagi hasil mudharabah dan rasio pembiayaan atas simpanan (FDR) terhadap profitabilitas pada BPD Sumsel Syariah dan BPD Riau Syariah. Data yang digunakan dalam penelitian ini adalah data sekunder, yaitu data triwulanan dari bulan Maret 2006 sampai dengan bulan Juni 2009. Hasil estimasi terhadap model regresi pada BPD Sumsel Sya…
The purpose of this research is to know how the impact of the financing on financial performance of sharia banks in Indonesia. The term of financial performance in this research is liquidity and eaming aspects. The data that used in this research is secondary data, firom Maret 2003 until September 2008. This study uses simple regression. The results show that financing affects financial perform…
Penelitian ini bertujuan untuk 1) mengetahui faktor-faktor internal dan eksternal yang dapat berpengaruh terhadap perilaku masyarakat menabung pada bank syariah studi kasus Bank Syariah Mandiri di Kota Palembang dan 2) mengetahui bagaimana perilaku menabung masyarakat pada bank syariah tersebut. Data yang digunakan dalam penelitian ini adalah data primer dan data sekunder. Data primer diperoleh…
Buku ini memberikan wawasan dan pemahaman seputar problem dan prospek bank syariah, pentingnya peran perguruan tinggi dalam pengembangan sumber daya manusia dan transformasi perbankan syariah.
Having a lot of Shari’a banks, whether operate in stand alone way or Shari’a Exertion Unit (dual banking system) offered by Conventional Banks, give a new vision to the banking history in Indonesia. Public’s trust to Shari’a Bank was rising when Indonesia had monetary crisis since 1997, which caused many Conventional Bank, especially on whole sale banking, collapsed. However, this indir…
ABSTRAK Pada 08 Mei 2023 hingga 11 Mei 2023 lalu Bank Syariah Indonesia mengalami gangguan layanan yang menyebabkan nasabah tidak dapat melakukan transaksi melalui layanan mobile banking. Gangguan layanan ini pun menyebabkan kekhawatiran yang dirasakan oleh nasabah dan menjadi sorotan publik. Maraknya pemberitaan di media massa menyebabkan masalah ini menjadi suatu krisis. Bank Syariah Indonesi…
This final report discusses the procedure for gold ownership financing at Bank Sumsel Babel Syariah Pusat Jakabaring, which utilizes the Murabahah contract as the basis of its transactions. This product is designed to assist customers in owning gold as a form of sharia-compliant investment through an installment system. The research was conducted through direct observation during a two-month in…
This research aims to analyze differences in the performance of Bank Syariah Indonesia (BSI) before and after the merger in the 2018–2023 period. The research method uses the Data Envelopment Analysis (DEA) approach to measure efficiency, the Islamicity Performance Index (IPI) to assess conformity with sharia principles, and Islamic Social Reporting (ISR) as an indicator of social performance…
Macroeconomic fundamentals are all important things that will underlie the strength of a country's economic activity. This study aims to determine the effect of economic growth, inflation rate, exchange rate, and SBIS on the share price of Islamic banks in Indonesia in June 2018 – December 2021 either partially or together. The analysis technique used is panel data regression analysis with th…
Penelitian ini bertujuan untuk mengetahui Analisis Faktor-Faktor Yang Mempengaruhi Terjadinya Non Performing Financing Pada Bank Umum Syariah. Data yang digunakan dalam penelitian ini adalah data sekunder yang diperoleh dari Badan Pusat Statistik dan Otoritas Jasa Keuangan. Teknik Analisis dalam penelitian ini menggunakan metode analisis VAR. Hasil penelitian menunjukkan bahwa Pertumbuhan Ekono…
This study aims to examine the effect of sharia accounting knowledge and religiosity on the intention to save in Islamic banks in accounting students at Sriwijaya University. This study uses a quantitative approach with secondary and primary data types. The population in this study were active students majoring in accounting at Sriwijaya University in 2019, 2020 and 2021. The number of samples …
The purpose of this study was to determine the effect of the level of Islamic financial literacy on employee performance with the research object being employees of the Sumsel Babel Bank, Sharia Branch Office Palembang. This study uses a saturated sample technique. Questionnaires were distributed to 41 employees of Sumsel Babel Bank, Sharia Branch Office Palembang. Data were analyzed using SPSS…
This study aims to determine the relationship between bank-specific factors and macroeconomic variabel on Shariah bank risk taking. Using a panel data approach, this study posits macroeconomic and bank-specific factors as independent variables consisting of CAR, ROA, bank size, inflation, GDP and exchange rates. Risk taking as the dependent variable has proxies credit risk and bankruptcy risk. …
This study aims to determine the efficiency of Islamic banking between Indonesia and Malaysia in 2016-2020. This study uses the Stochastic Frontier Analysis method, where this method looks at the efficiency between 2 or more financial institutions. This study uses secondary data taken from the annual reports of each Islamic Bank. The results of this study indicate that total savings, total oper…
Bank Syariah Mandiri is one of the sharia bank in Indonesia with good enough growth. It can see from financial ratios. One of it is Return on Equity (ROE) that influenced by many factors, among others Financing to Deposit Ratio (FDR), Capital Adeguacy Ratio (CAR) and BOPO. Based on that short analysis, so it was formulate problem as: how did the influence of FDR, CAR and BOPO to Bank Syariah Ma…
Tujuan yang ingin dicapai dalam penelitian ini adalah untuk mengukur apakah publikasi CGPl mempengaruhi harga saham perusahaan perbankan atau tidak yang diketahui dengan menggunakan ada tidaknya abnormal return yang signifikan. Data analisis yang digunakan dalam penelitian ini adalah event study, untuk mengukur apakah informasi CGPl berpengaruh terhadap harga saham perusahaan perbankan yang dii…